Chase Text Message

chase text message

Chase Text Message Scam: What It Is

Keep an eye open for the Chase Text Message scam, purportedly coming from Chase Bank with a link attached. Some of you may have received a text message from Chase Bank stating that you have pending transactions. It is very similar to the other fraudulent notifications related to financial institutions, such as the Wells Fargo Scam.

The message urges you to confirm that you received the message. Rest assured, the news is not from Chase. An example of the scam text is in the screenshot below:

chase alert text

The content states, “New login to your Chase account. Verify now” or “Notice-014093 from Chase-Bank. Code: Card temporarily locked. Please call us now at 615-210-0004 to unlock.

The Chase Alert Text Scam has been able to trap many people by creating realistic scenarios and adding links that appear genuine.

How the Chase Alert Text Scam Works

The typical method that the Chase alert text perpetrators follow is sending the text and phishing for your bank account details. Phishing scams are very prevalent these days, as they use modern techniques to obtain your sensitive information. In this scenario, when you receive the Chase text message, you can interact with the given link.

Once you click on it, the link redirects you to a fake Chase Bank’s login page. The landing page looks extremely similar to the actual bank’s official website. An excellent way to verify this is to compare the existing bank’s link to the one you have received in a text message. The phishing page can never have the same full domain name as the authentic bank, so that you will make out the difference.

For example, the real Chase Bank’s website is, while a bogus site could be chaș, with the letter’ s’ being a foreign character.

Scammers can make the fake login page an almost perfect replica of the authentic Chase bank’s page. But there will be tiny differences that one can tell if you look close enough. For example, the ‘Remember Me’ checkbox will be different. However, these details are minor and not always scrutinized by the general user.

Ensuring that you are entering your banking data in the real bank’s login page and not the one from the scammer is a crucial step. Even entering your username and password will enable scammers to save this info. They will store it on their servers/folders for future use.

Text Message From Chase Bank: The Code Alert

Since criminals need more information to complete the Chase Alert Text scam, they often send additional messages on your phone. For instance, after you log in with your credentials, they ask you to input your phone number. They do this so that you are misdirected into thinking that an update is taking place. In reality, they steal your phone number, too.

If you receive a numeric code on your smartphone to enter the website, it is a real text message from Chase bank. It happens because the scammers are entering your data that you provided them into the legitimate Chase website. While you enter it into the bogus website, criminals use all of your real information stored in their servers and login into your account with the genuine Chase bank.

In simple words, if you input your details into the phishing bank’s page, all of your banking information automatically gets transferred to the scammers. They will receive full access to your account.

Sometimes, you may receive emails instead of text messages. Or you may be sent a text message that asks you to confirm a pending transaction and confirm ‘Yes’ or ‘No.’

In case you reply to this message, it will ask you for the security message to your bank and give them access to your bank account. Well, it will not take long for the scammer to clear you of all your money directly from your bank account!

The Chase Text Scam: How To Avoid

If the text you receive asks you to call a number or urges you to click on a link, it could also download some malware on your phone, tablet, or computer. You shouldn’t respond to the message or take any action but delete it. If you mistakenly do it, you will most likely be a victim of the Chase text scam.

Maybe you have recently signed up for getting text messages and emails from your bank. However, if you feel that a text message you have received is of concern and might be legitimate, act independently, and contact your back. This way, you can determine if the Chase text message was legitimate or sent by a scammer.

However, advice of caution would be that you be very careful in dialing your bank’s phone number. Try not to misdial the bank’s phone number. In addition, another trick used by most scammers is to create very similar telephone numbers (one digit difference) to those of legitimate credit cards and banks so that the customers are misdirected. The Chase scam is just the same and you should report it to the Federal Trade Commission.

If you intend to contact your bank’s customer service, you can call the number indicated on the backside of your credit card. Or you could log on to your official bank’s website and get the phone number or email address from there. Be safe.

Once you speak to your bank’s customer representative, you determine whether the text message or email you received is legitimate or a scam. If a good and reputed bank like Chase needs to send you a text message, they typically include your name, as well as the last four digits of your account in the text message.

Recommended Read: GroupMe Free iPhone Scam

Chase Text Message: Tips to Consider

No matter how genuine or authentic an email, text message, or phone call may be, do not provide any personal information such as credit card or banking details.

Some scammers even use pop-up windows on specific web pages that ask you for confidential info. If you feel that the message you have received from your financial institution, government agency, or another company is legitimate, you should take the initiative and call or email the organization to clarify if the text or email is real.

Another way to understand if you’re being scammed is when you receive an email or text message that informs you that your account is suspended or canceled if you don’t take immediate action. On the same token, be wary of surveys that ask you to give personal info like your bank account number. The Chase Text Message scam is one of them.

Other scammers may also email, message, or text stating that your account has been compromised. Indeed, it will ask you to provide your personal banking details. Beware of webpages that ask you to update, confirm, or verify your banking information. These are tactics followed by most scammers.

Latest Trick: Stop Receiving Texts From Chase Bank

Scammers also try to fool you with a text message or email, which requires you to respond if you want to ‘stop future texts.’ The Chase scam also has this variation. Replying to such a text notifies the scammer that your phone number is working and active. Keep in mind that financial institutions will never text, call, or email you asking for personal information. If you get a text message, email, or phone call from an organization like a bank that you don’t even have an account with, you know that it is definitely a scam.

The good idea is to sign up with your real bank for alerts and text messages. This will ensure that you get legitimate messages from your bank or credit card provider.

Before you enter any information on your bank’s website, always check to ensure that the site is authentic. There is no shame in being cautious when it comes to divulging your personal info. If you feel that you fell victim to the Chase Alert Text Scam, please contact your bank immediately and freeze your account.

Do not trust random text messages, emails, or phone calls that you receive from unknown numbers. Here is a list of text message scams.

Verify a website below

Are you just about to make a purchase online? See if the website is legit with our validator:


loding img
Searching: Domain age, Alexa rank, HTTPS valid, Blacklisting, SSL certificates, Source code, Location, IP address, WOT Trustworthiness, Spam reports, Advanced technology, Privacy Policy, Terms of Use, Contact options

identity theft protection


1. Top 5 Amazon Scams in 2023
2. Top 5 PayPal Scams in 2023
3. How To Spot a Scam Email in 2023
selma hrynchuk
Selma HrynchukSelma is a fraud prevention specialist renowned for her expertise in private eye investigations and a remarkable partnership with law enforcement agencies. Beyond her investigative triumphs, her public speaking engagements and written works have empowered countless individuals to protect themselves and stay ahead of deceptive schemes. Selma's legacy shines as a tenacious agent of change, unyielding in her commitment to battling fraud and ensuring a safer world for all.

4 thoughts on “Chase Text Message”

  1. Nov. 2023 and the 72166 text message – Chase Fraud: We declined $157.95 with card ending XXXX from XXXXXX Was this you? Reply YES or NO. If no it said they would close my card and send a new one. This is a scam, I logged into my account and this was not true. Rep at Chase said it is an scam.

  2. I received a Fraud Alert message from 72166 asking whether I made a $0.35 payment, if not they would close my account and send me a new card. I replied No. Nothing happened. After 20 days, I felt suspicious because the account was not closed and received nothing. I called Chase, and they told me it was a fraud. The point is, messages from 72166 can be scams. Other website listed a few legitimate numbers including this one. But my experience says you still have to be careful. The Chase rep told me, whenever you get something appearing to be true, do not do anything except call Chase immediately. Do not answer calls that claim to be from Chase. They may ask for some info for verification and they use that for evil purposes later.

    1. I also got a text from 72166 and was told it was a scam when I called in to Chase. Researching online did make it seem like the text from 72166 was legit, but according to Chase it wasn’t. Don’t trust the 72166 number!

  3. I received a text message similar to one of the messages described above and as far as I know I don’t even have an account with chase.
    If I do load it up with a couple million to start. Okay so last sentence was a joke but really when scammers start sending to everyone you know it’s a scam.

Leave a Comment

Your email address will not be published. Required fields are marked *