Quotza Scam: Spam Text Messages
Scam Detector has received several emails from consumers reporting something they call the Quotza scam. Potential victims have gotten an email or a text message from Quotza, which is an insurance company. They even advertise on YouTube and Snapchat, so while it may be legitimate, it’s been spamming people endlessly.
“I never signed up for their insurance, but they sent me an email saying I have to pay $39 and my insurance with them would be renewed. Now I need to check my bank account to see if anything is hinky. It may not even say Quotza. Or it may have just a bunch of letters and numbers.”, says one of the complainers.
But how did Quotza get his contact info before spamming him with car insurance?
“I must have signed up with a site that sells emails and phone numbers. Companies that I have never accessed their sites have been popping up in my emails. Mostly just numbers and letters. I can’t even unsubscribe, and I’m not going to click on them to see what they are. If they do let me on the first page, I can’t.”
Collecting Information For Insurance Purposes
But there are more complaints about this potential Quotza scam:
“Quotza only collects your information! They don’t give you any quotes! The company will then redirect you to car insurance companies (so that the company can make $). Also, they make money by referring you to other car insurance companies.” (commission-based)
“I found this ad from YouTube, showing a guy who got a cheaper insurance policy from an undisclosed company compared to Geico (did not mention specifically, but it was in the receipt showed in the ad).”
“Later on, I clicked the link. It redirected me to this company. Then the system asked for my information (dob, name, vehicle type, year, how many miles drive/day). After that, instead of showing quotes, this company gave me links to progressive and another company.”
“I was hoping to get a quote. I clicked on Progressive. Then, instead of showing the rate, I was presented with another form I need to fill out so that I can apply again.”
How to Avoid Insurance Scams
These types of approaches are deceiving schemes meant to collect your personal data, as well as your financial information. If you look closer at the Quotza website, you will notice that they don’t have an option of contacting their office by phone or email.
It is the first red flag you should look for when trying to find out more about a site. Even if the company provides insurance, it is hard to be trusted. If you get the insurance text message, just ignore it.
Quotza Scam: How To Report
If you feel you’ve been victimized, warn your family and online friends about the Quotza Scam. Feel free to share this article on social media using the icons provided. You can also officially report scammers to the FTC (Federal Trade Commission) using the link below:
How To Prevent Identity Theft
If you want to be the first to find out the most notorious scams via email, subscribe to the Scam Detector newsletter. You’ll receive weekly emails exposing scams – we promise not to spam.
Meanwhile, educate yourself with some other insurance fraud-related articles below, so that you can protect yourself. Last but not least, feel free to use the comments section below to expose other insurance scammers.
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