Bidencare Health Email Scam: How It Works
The Bidencare Health Email Scam follows the steps of the old Obamacare in the United States. The legislation has caused, indeed, a lot of confusion for all affected by the changes in health insurance coverage requirements. As a result, scammers operate successfully by taking advantage of people interested in getting the insurance through the Bidencare enrollment. Let’s take an in-depth look.
There are many variants of the Bidencare scam, also known on the Medicare scams list as the Bidencare 2021. The approach that criminals take could be via email, phone calls, text messages, and even through actual insurance companies. Let’s analyze a few variants of the scam – see below:
1. Bidencare Enrollment Plans
Here is a screenshot of an email received by Scam Detector:
The content states (grammar mistakes included): “Biden extends health enrollment. President Biden has announced Special Enrollment Period for Americans in need of affordable Health Insurance. If you missed Open Enrollment last year, this is your second chance to compare Health plans in minutes – you may qualify for lower premiums or better coverage. Check your eligibility and maximize your potential savings with a personalized health plan today!”
Rest assured, this email is not coming from the president’s office. Clicking the link takes you to a bogus page that requires ALL your personal information in order to give you the best insurance plans.
Unfortunately, many people fill the fake form.
2. Bidencare 2021 Text Message
Along the same lines as the scam above, criminals also approach their victims via text messages. Below is a screenshot capturing an example of such as notification.
The text says: “If you have no health insurance or are paying too much for health insurance now is your chance to see if you qualify for full health insurance benefits starting at just $40 per month with 24/7 Remote Doctor access and all the full benefits of health insurance you would get during the normal enrollment period. Call now for your free quote.”
This time around, if you call, you are talking to a fake rep opening a file with your name on it. For that to happen, you need to provide your details, which could lead to identity theft.
3. Call About The Bidencare Health Offers
Another variant of the Bidencare Health Scam involves callers identifying themselves as government program officials. They could also say they’re representatives of Medicare or a health insurance exchange. The sky is the limit; the vocabulary is official.
As in the previous two approaches, they also ask you to verify private data. That includes your bank account information, social security number, and Medicare ID. The bogus rep claims he needs all this to facilitate a health insurance exchange or issue a new Medicare ID card for you.
Crooks could also present themselves as part of a Medicare program that provides life alert systems to the elderly. This kind of program does not exist. But the underlying reason for the call is to gain access to personal information, leading to identity theft.
How To Avoid
Be aware not to pay any fees to unknown individuals or organizations. If you get any emails having the name of the recipient (or the subject line) as “Bidencare enrollment” or “Bidencare 2021”, just delete it. Also, there are no Medicare programs that cover or provide life alert systems to the elderly. Medicare does not cover such systems under their policies.
Government program representatives – and especially Medicare representatives – do not make house calls. Receiving such a call is a red flag that the caller is a scammer. Please do not give any caller your info, whether it is the social security number, Medicare, or your bank account.
How To Report The Bidencare Health Email
Make your family and U.S. friends aware of the Bidencare Health Scam by sharing this article on your social media platforms. You can also officially report criminals to the FTC (Federal Trade Commission) using the link below:
Report Scammers To The FTC Here
How To Protect Yourself More
If you want to be the first to be notified about the most notorious scams, subscribe to the Scam Detector newsletter. You will receive from us periodical emails, no spam. Last but not least, feel free to use the comments section below to expose other Medicare scammers.
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