Forced Credit Application Scam

How The Scam Works:

(with video below) Buying a vehicle is the second most expensive purchase that one makes in a lifetime, after a house. Commissions are big, and so are the efforts in making the sale happen. Beware of the Forced Credit Application trick that you may become the victim of at any car dealership. How does the scam work?


Watch How The Scam Works:

Watch the video below to see the Forced Credit Application scam exposed:

Forced Credit Application Scam Video

You have been saving up for a new car and today is the big day when you go to the dealership to finally get it.

You are ready to pay in full with a check (or cash), so you don’t need financing. The surprise comes when the dealer tells you that you need to fill out a credit application first. They might mention that this is their standard procedure.


How To Avoid The Forced Credit Application Scam:

Since you are paying in full for the car on the spot, you don’t need to fill out a credit application. They are just trying to entice you into paying a monthly contract, which brings the dealership more money.

This trick is just one of the several scams that you could be a victim of, especially if you are buying your first car. Whether you’re looking for how to buy a car with bad credit or you just want to take advantage of a ‘no money down cars’ promotion, learn their tricks and have everything ready.

What do you need when buying a car from a dealership? Consider getting a car buying guide first to protect youself from scams. Let’s expose a few more deceptive practices.

Watch the video below to see more scams pulled by dealers and things to check when buying a car (maybe get a Buying A Car For Dummies book, too):

Buying A Car From A Dealership Scams Video


How To Report The Forced Credit Application Scam:

Make your family and friends aware of this scam by sharing it on social media using the buttons provided. You can also officially report the scammers to the Federal Trade Commission using the link below:

Report To The FTC Here


How To Protect Yourself More:

If you want to be the first to find out the most notorious scams every week, feel free to subscribe to the Scam Detector newsletter here. You’ll receive periodical emails and we promise not to spam. Last but not least, use the Comments section below to expose other scammers.

Verify a website below

Are you just about to make a purchase online? See if the website is legit with our validator:


loding img
Searching: Domain age, Alexa rank, HTTPS valid, Blacklisting, SSL certificates, Source code, Location, IP address, WOT Trustworthiness, Spam reports, Advanced technology, Privacy Policy, Terms of Use, Contact options

identity theft protection


1. Top 5 Amazon Scams in 2023
2. Top 5 PayPal Scams in 2023
3. How To Spot a Scam Email in 2023
selma hrynchuk
Selma HrynchukSelma is a fraud prevention specialist renowned for her expertise in private eye investigations and a remarkable partnership with law enforcement agencies. Beyond her investigative triumphs, her public speaking engagements and written works have empowered countless individuals to protect themselves and stay ahead of deceptive schemes. Selma's legacy shines as a tenacious agent of change, unyielding in her commitment to battling fraud and ensuring a safer world for all.

Leave a Comment

Your email address will not be published. Required fields are marked *