Equifax Text Message

Equifax Text Message Scam: How It Works

Beware of a new Equifax text message scam going around these days. It comes as a notification that flourished after the announcement that victims of the 2017 Equifax data breach will receive settlement payments. The targets of this recent attack are all Americans, although the scam it perpetrates in Indiana. Let's take a look.

According to the Indiana Attorney General, over 235,000 residents will get around $79 as part of a settlement that Indiana reached with Equifax. As agreed, only people who filed eligible claims at IndianaEquifaxClaims.com before the deadline of Dec. 16 will receive payment.

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However, the Equifax text scam promises the recipients more money, regardless of the state they belong to. The condition is to follow a fake link and submit all the personal information, which leads to identity theft. Criminals take advantage of the fact that victims of the 2017 data breach do receive money, so those who feel entitled to get it quickly click on the bogus link.

It's similar to many other text message scams.

Does Equifax Send Text Messages?

Does Equifax send text messages? No. Therefore, be careful of which website you use if you are just about to submit your claim.

The actual payments are coming a year after Indiana sued Equifax for the breach that affected about 3.9 million people. Four years ago, birthdates, Social Security numbers, addresses, credit card data, and driver's license numbers were leaked. All this data is now required by the perpetrators of the new Equifax text message scam. They ask victims for ‘proof of identity'.

Indiana received $19.5 million in the settlement. The Indiana Attorney General's Office confirmed is more than what any of the 48 states participating in a separate multistate settlement received. As expected, Equifax also agreed to put in place modern security measures in order to protect consumer information and prevent similar breaches.

Overall, Equifax has agreed to pay between $575 and $700 million to settle state and federal investigations related to the incident. The leak exposed the personal information of more than 147 million Americans.

Equifax Text Scam: How To Report

Let your family and friends know about the Equifax Settlement scam by using your social media platforms. You can also officially report scammers and other suspicious activities to the Federal Trade Commission using the link below:

Report To The FTC Here

How To Protect Yourself More

If you want to be the first to find out the most prevalent scams on a weekly basis, subscribe to the Scam Detector newsletter. You'll receive periodic emails – quality, not junk.

Meanwhile, educate yourself with some other Equifax fraud-related materials under this paragraph, so that you know how to stay safe online. Also, use the Comments section below to expose other Equifax scammers.

Equifax Phone Number Scam

Order Credit Report For Free Scam