EIP Card Scam

eip card scam

EIP Card Scam: Economic Impact Payment Card

Many Americans are querying these days about a potential EIP Card scam, referring to the Economic Impact Payment Card program launched last year at eipcard.com. As you may have heard, the Treasury and the IRS started to send this week 8 million Economic Impact Payments by prepaid debit cards. There is one scam about them, though. Let’s see.

The distribution of EIP Cards this month follows the millions of payments made by direct deposit already, as well as the ongoing mailing of paper checks. They are part of the Treasury’s and is IRS’s plan to deliver Economic Impact Payments as soon as possible. However, many people are reluctant about these cards’ use calling out the EIP Card scam. How does that work?

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Economic Impact Payment Card Scam: How It Works

The Economic Impact Payment Card program does exist. EIP Cards are convenient, safe, and secure. The ones sent by the Government are real and should be used – details are listed on the official website. However, the EIP Card Scam consists of criminals impersonating and duplicating the EIPs. Let’s analyze a little bit.

The real EIP Cards are being sent this week in a white envelope that prominently shows the seal of the U.S. Department of the Treasury. See a screenshot of the envelope below, while the official card you can see in the picture above:

economic impact payment card

The EIP Card has the Visa logo featured on the front of the card and the issuing bank name, MetaBank®, N.A. on the back of the card. Each envelope includes instructions on activating and using your EIP Card securely.

However, criminals came up with different variations of the website, including a www.EIPcards.com, where the “I” is not the capital letter of “i” but the sentence form letter of “L”. Combinations can vary (use of foreign characters), so beware.

EIP Card Website Not Working?

Many people have been writing us saying the EIP Card website is not working. The official one works indeed (unless updating is in progress), but variations of the domain – the EIPCard scam ones – may not since they’ve been taking too much traffic.

Make sure you access the Government-approved legitimate website and enter your info there. Meanwhile, watch the video below to see the official Economic Impact Payment Card website featured on the news:

EIP Card Login

The EIP Card login is simple. Follow these simple steps to register your Economic Impact Payment Card:

  • Read the Cardholder Agreement and Fee Schedule.
  • Activate the EIP Card account, set a 4-digit PIN, then get your balance by calling 1 (800) 240-8100.
  • Sign the back of your new EIP Card.
  • Keep the EIP Card in a secure place.

The Economic Impact Payment Card contains the money you are getting under the COVID-related Tax Relief Act or the Coronavirus Aid, Relief, and Economic Security Act (CARES Act). The EIP Card is provided by the U.S. Department of the Treasury Bureau of the Fiscal Service. It is part of the U.S. Debit Card Program.

Is the EIP Card Legitimate?

Is the EIP Card legitimate? Yes, 100% it is. The EIP Card scam is pulled by crooks making use of the buzz and its novelty.

According to the Government, “Cardholders can make purchases online or in-stores anywhere Visa Debit Cards are accepted.”

They could also “get cash from domestic in-network ATMs, transfer funds to a personal bank account, and obtain a replacement EIP Card if needed without incurring any fees.” Last but not least, they could “check their card balance online, through a mobile app, or by phone without incurring fees. The EIP Card provides consumer protections, including certain protections against fraud, loss, and other errors.”

Another variation of the Economic Impact Payment Card scam could promote fake products or services and ask you to pay with your new EIP Card.

EIPCard.com Legit Doubts

Many Americans are concerned about the EIP program’s integrity because the official website has a “.com” extension. “Why is it .com and not .gov, if it’s a Government initiative?, asks Astrid Silva (@Astrid_NV) on Twitter.

The answer came from another user, Cassie (@CassTalksALot), on her feed: “Because the government uses independent contractors for things like this all the time.”

It was reported that many Americans even threw their new cards in the garbage considering it junk mail.

EIPCard.com Scam: How To Report a Duplicate

Let your family and friends know about the EIP Card scam by sharing this article on social media. You can officially report cybercriminals and any other suspicious activities to the Federal Trade Commission (FTC) using this link below:

Report To The FTC Here

How To Protect Yourself From Identity Theft

If you want to receive the most notorious scams on a weekly basis, please subscribe to the Scam Detector newsletter. You’ll receive periodic emails – no spam.

Meanwhile, educate yourself with some other economic stimulus fraud-related articles listed under this paragraph, so that you know how to stay safe online. Feel also free to use the comments section below to expose other financial scammers.

Economic Stimulus Grant Scam

Economic Stimulus Scam

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selma hrynchuk
Selma HrynchukSelma is a fraud prevention specialist renowned for her expertise in private eye investigations and a remarkable partnership with law enforcement agencies. Beyond her investigative triumphs, her public speaking engagements and written works have empowered countless individuals to protect themselves and stay ahead of deceptive schemes. Selma's legacy shines as a tenacious agent of change, unyielding in her commitment to battling fraud and ensuring a safer world for all.

5 thoughts on “EIP Card Scam”

  1. Hi how are you doing? Please I need help grapefruit media scammers my money and friends money more than 500000 Thousand dollars

  2. Of course Economic Impact Payment scams are rampant but I got an email yesterday with a PDF attachment and a link. They were claiming it was what I needed to click to verify my upcoming EIP deposit. I know better and didnt click it but checked the sender and it was random address. But it must be written and shouted from rooftops that
    1 the IRS NEVER EVER emails. They send paper mail.
    2- they wont call you or show up at your door unless they’ve sent several letters first ..and you owe them…a lot.
    3- they will not contact you to pay you.
    The email was more official looking than most are, which worried me. I also forwarded it to IRS, FTC, and Microsoft.
    In addition, I feel it worth mentioning that the FTCs new fraud reporting website is extremely intuitive, easy, and can be done anonymously. None of the contact info is mandatory. Im hoping it might help people who don’t want to admit they were victims of scammers. But we all know the more people who report these things the better they can trace, connect, and stop them. Although it is a US gov site, it helps to protect everyone worldwide by creating a comprehensive database that has real potential for worldwide application.

  3. Probably not the right place to ask… but I have tried for days to reach the EIP phone line to ask why haven’t I received my EIP CC. My Mom did weeks ago and we have the same last name.. Everytime I call the 800 phn # listed for them.. it quickly tells me to go to some website, which I have tried, and then the phone line is qk to tell you “Goodbye”. I am so frustrated by this process that goes nowhere. Does anyone have a better Contact option? Thx

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