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Is ownup.com Legit?

Is ownup.com legit? With its medium trust score on our chart, we determined it has a low risk. We determined this score by aggregating 53 powerful factors to expose high-risk activity and see if ownup.com is safe. Our in-depth review examines the website and its Financial Services industry. You'll also learn how to detect and block scam websites and what you can do if you already lost your money, even if this site was fraudulent.

The Scam Detector’s algorithm gives this business the following rank:

70.7/100

After you read why we gave ownup.com this trust score, please share how you came across this platform in the comments below.

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Trust index -

What Is ownup.com? Company Overview

  • Domain Creation Date

    Wednesday 17th, March 2004 07:32 pm

  • Domain Blacklist Status

    Not detected by any blacklist engine

  • HTTPS Connection

    Valid HTTPS Found

  • Proximity to Suspicious Websites

    9/100

ownup.com

The ownup.com's business is associated with a popular Financial Services industry, but we wanted to ensure that the connection is legitimate. We pulled some content from the website to see what they say about themselves. Here's the conclusion:

Own Up is a technology company focused on helping consumers find the best mortgage deals. The platform provides tools and resources to navigate the mortgage process, including affordability calculators and rate range finders. By simplifying the mortgage experience, Own Up aims to bring clarity to an outdated industry and save users time and money.

Read more about what we found out about ownup.com below.

ownup.com Technical Analysis

Key Facts

Domain age
21 years 2 months

Company Data

Organization
Identity Protection Service

Owner
On behalf of ownup.com owner

Address
PO Box 786

State
Middlesex

Country
GB

E-mail
[email protected]

Telephone
+44.1483307527

Website Data

Website
ownup.com

SSL certificate valid
2025-08-02

SSL issuer
Let's Encrypt

WHOIS registration date
2004-03-17

WHOIS last update date
2025-02-10

WHOIS renew date
2026-03-17

Owner

Name
On behalf of ownup.com owner

Organization
Identity Protection Service

Street
PO Box 786

State
Middlesex

Country
GB

Telephone
+44.1483307527

Administrator

Technical Contact

Name
On behalf of ownup.com owner

Organization
Identity Protection Service

Street
PO Box 786

State
Middlesex

Country
GB

Telephone
+44.1483307527

Registrar

Name
Amazon Registrar, Inc.

IANA ID
468

Register website
https://registrar.amazon.com,http://registrar.amazon.com

E-mail
[email protected]

Phone
+1.2024422253

Server Name

NS-1104.AWSDNS-10.ORG

NS-1683.AWSDNS-18.CO.UK

NS-219.AWSDNS-27.COM

NS-915.AWSDNS-50.NET

ownup.com Review

The Scam Detector website Validator gives ownup.com a medium-high trust score on the platform: 70.7. It signals that the business is best defined by the following tags: Standard. Valid. Common.. We are confident about our score as we also partner with other high-tech, fraud-prevention companies that found the same issues. So, why this score? We came up with the 70.7 score based on 53 aggregated factors relevant to ownup.com's industry. The algorithm detected a low risk for activity related to phishing, spamming, and other factors noted in the Standard. Valid. Common. tags above. Long story short, this site's trust score still warrants a little caution. Use common sense when using this website. But let's explain in more detail.

Explaining Our Analytical Approach

We've displayed some important information within the Company Details section above, each deserving more explanation:

  • Proximity to Suspicious Websites
  • Threat Profile
  • Phishing Profile
  • Malware Score
  • Spam Score
  • Domain Blacklist Status
  • HTTPS connection
  • Domain Creation Date

While some are self-explanatory concerning ownup.com, let's dive deeper into the remaining ones.

Proximity to Potentially Harmful Websites

This metric gauges the connection, scored on a scale of 1 to 100, between ownup.com and websites marked as suspicious. Elevated scores point to a stronger link with these questionable online destinations. It's worth noting that website owners might not always be aware of their site's proximity to these dubious platforms or servers. However, a "Proximity to Suspicious Websites" score surpassing 80 strongly indicates a high-risk website, while a score below 30 signifies a less-threatening site.

Risk Factors: Threat, Phishing, Malware, and Spam

These indicators reveal the vulnerabilities and elements embedded within the HTML code of ownup.com. They become especially pertinent if the website has received reports from internet users who've encountered unsolicited emails, ads, or messages related to the site. In the context of ownup.com, our investigation continues working to pinpoint the specific category, but we welcome your insights in the comments below. A high Malware score generally implies the presence of suspicious code that might be unknowingly disseminated. Conversely, a high Spam score hints at a possibly spam-ridden email address associated with the business. Scores under 30 in both categories are reassuring, but any score surpassing this threshold should raise concerns. ownup.com is a likely trustworthy website, given all the risk factors and data numbers analyzed in this in-depth review. Share your experience in the comments.

Domain Blacklisting Status

This term indicates whether ownup.com has landed on any online directories' blacklists and earned a suspicious tag.

Assessing HTTPS Connectivity

This section provides insight into whether ownup.com boasts an 's' at the end of the 'HTTP' protocol listed in your browser's address bar. If the tab displays in green, consider it a positive sign.

Safe Check

We want our trust scores and reviews to be as accurate as possible so that you can protect yourself from online fraud. Our algorithm aggregates factors that efficiently analyze a company's website, in this case, ownup.com.

Online Reviews of ownup.com

  • Trustpilot
  • Score: 4.9
Amazing customer service from my Own Up advisor, and prompt follow-up from great partners. The lender I was matched with gave me my best rate by far.
This was my 4th time using Own up in the past 5 years, to buy a new home or refinance. As always great responsiveness, willingness to work on very tight timelines, making the mortgage journey easy. I’m consistently able to find through Own Up the most competitive rates on the market!
Efficient and easy to use. I was connected to a lender the same day. With 48 hours my approval is pending.
Working with Olivia at OwnUp was a pleasure! She is very knowledgeable and quick to respond to all of our questions (we had a lot lol). As new home buyers, OwnUp educated us on our options and helped connect us with the loan provider we chose. I first heard of OwnUp from a colleague who bought her home using them. I’m so grateful we started and ended the process with them!!
They coordinated with the banks so I could get the best possible interest rate.
Olivia was great to work with - she helped get us a great rate, provided honest and understandable feedback about our options, and reached out to us at a very favorable time for refinancing. She was timely in her responses and was helpful without pressuring us. I would definitely want to work with her again in the future.
Smoothest mortgage process I've experienced yet! My financial advisor recommended using Own Up to find a mortgage lender and Own Up delivered. They presented us with multiple lenders and rates, and we were able to close with a rate that was definitely lower than what we had expected going into this. Great communication and willingness to answer any questions I had, plus I loved the convenience of doing it all online and over email.
Our home search was a long one, and Olivia was patient, understanding, and always available to answer anything. Super smooth from start to closing. We would highly recommend Own Up to new/first time buyers or retirees like us.
Great experience. Good rates and communication throughout the process. I definitely recommend them over some of the other mortgage companies I have worked with over the years.
OwnUp has been a valuable resource to us from the very beginning of our home search. They not only answered a ton of questions for us, but also helped us find a real estate agent and a lender. We really appreciated that their lenders were pre-vetted for their reliability & communication, and extremely competitive in their rates (at least half a point lower than the other lenders we talked to). Their online tool also helped us understand closing costs to a high degree of accuracy so we knew how much to set aside for those expenses. Would definitely recommend!
Excellent service by Jenn Nketia, finding best rates and helping decide what is best to refinance . Very happy with service . Thanks
The process was pretty smooth sailing. The communication was superb between rebekah killgo and Jackie suwanski, they were on top of making everything clear and fast to close.
I recommend working with OwnUp; their offers were competitive from day one, the communication was clear and effective and Olivia went ahead to refresh pre-approval and rates without having to ask her. Also, while other lenders wanted to align to whatever was the most competitive rate, OwnUp was leading the path to find these competitive rates. Very happy with my choice.
Ryan from OwnUp was extremely friendly and helpful. He was willing to review an estimate from an existing lender and help me compare the rate and fees to those from other lenders. He also helped to answer extraneous questions I had about title companies and closing costs. I definitely found a better mortgage deal with Ryan and OwnUp's help than I would have if I had only called one lender in my local area.
Own Up lived up to its billing as an experienced "co-pilot"! From our first touch with our assigned home advisor through our subsequent closing, they made our refi process smooth and frictionless.
This is our second time working with Jenn from OwnUp and our experience was even better than the first time. The whole process was quite smooth and rapidly arranged. Closing a real estate deal is such time sensitive matter and Jenn's timely help made everything go very smoothly! We cannot recommend Own Up more.
Before going to Own Up, I received quotes from two different lenders. Own Up beat these quotes by a large margin on both rate and closing costs. Upon bringing this to another lender, they said they could match those terms, which made me more eager to stick with Own Up where they gave me the absolute best terms right away, not after seeing the competition.
I am grateful to have had Brenna serve as my home advisor during out recent investment property/vacation home purchase. She calmed me throughout several stressful roadblocks along the way while explaining the process and steps that I needed to take along the way. I highly recommend Brenna. She's a cool lady who seems to love her work and balances being your buddy alongside being highly professional.
Own Up not only finds you the best rates but also stand behind to ensure offered rates / costs stay true all the way thru closing. I've used own up twice now, first time for refinancing my apartment and recently to purchase a single family home - had an excellent experience all the way thru the closing. Both the time I shopped around extensively however no one was able to really beat their rates. I would strongly recommend them, not only for the rates but also overall smother closing process
The service Ryan provided was exceptional. He consistently monitored and communicated rates, and was always available to answer questions throughout the process. I highly recommend Own Up, as Ryan played a crucial role in helping me find a lender that suited my needs.

Is ownup.com a Scam? Share Your Experience

How did you find this company/page? Online ads, suspicious Facebook advertisements, Instagram, email? You can help out many people today by commenting below.. Is ownup.com a scam? If you interacted with this website, what score would you give it? Please share your experience below by leaving a review. Now, let's look at some powerful fraud prevention tips.

Top 5 Effective Ways To Spot a Scam Website [VIDEO]

There are many types of fake sites in the online world. We have some good news. Watch the video below to see the 5 effective ways you can spot a fraudulent website in 2024:

 

How To Remove Your Information From the Internet

Whether you like it or not, unfortunately, the Internet has all your personal information stored. How did that happen? Every time you visit a simple site and accept cookies, consent to their forms, or download an app, unscrupulous data brokers collect not just your phone number, name, AND address. They also sell this to third parties, which creates a $1 billion industry a year. Your collected personal data is used by buyers to send you never-ending spam emails, targeted ads, and, of course, telemarketing calls. Crooks use all your data without remorse.

 

We can help. Many people have asked us about how to remove your personal information from the Internet. If you want your data deleted entirely from the online world, contact our official partners at Incogni immediately. This legitimate data privacy tool works on your behalf to officially require a ton of online brokers to remove your data.

 

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How To Report Scams: FTC

Do you want to know how to report ownup.com or other online scammers?Contact the Federal Trade Commission and fill out the form. You can also write down the names of suspicious sites or individuals in the comments section below. You will help thousands of potential victims.

How To Recognize Red Flags Online

Last but not least, here is another must-watch video you don't want to miss:

 

How To Protect Your Online Browsing From Installing Malware

We have two more powerful fraud prevention tools that you should know about. We've been asked over and over again about the most effective ways to stay safe online. After testing several fraud prevention products online, we could certainly say the winner is a browser extension called Guardio. It automatically blocks 100x more harmful websites than competitors and 10x more malicious downloads than any other security tool. It was tested and vetted by our Scam Detector team.

 

Guardio has over a million users, and while it is already affordable for the benefits it provides (just a few dollars a month), it covers up to 5 family members. For Scam Detector readers exclusively, Guardio offers a 20% discount this week. You can protect your online browsing from installing malware forever by clicking the button below: button remove data online

 

How To Stop Third Parties From Tracking Your Devices

The second most powerful fraud prevention tool you should consider is Surfshark. Here is why you should get it now, as the first 5 months are free:

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Did You Lose Money to Any Scams?

Whether you have already lost money or not, when it comes to ANY type of fraud (other credit card scams, eBay, PayPal, financial, even romance scams, etc.), we are here to help. We have partnered with several powerful asset recovery companies. In an effort to help scam victims, we can take a look at your case. If you lost more than $1,000US to any type of fraud, please tell us your story and fill outTHIS FORM. The process of recovering the money is extensive and requires a lot of work. However, we're happy to take a look, so hopefully, you'll get your money back.

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Share This Page About ownup.com and Help Others

If you found this page helpful, please share it with your online friends. The social media buttons are at the top of this page.

 

Are You the Owner of ownup.com?

If you own ownup.com, we’d love to hear from you. If you'd like to challenge the trust score we’ve assigned, we’re happy to take a closer look. However, please be prepared to provide solid proof of your business's legitimacy. Introduce yourself with your name (not just "Admin").

When domain owners contact us to dispute their trust score, we kindly ask for the following:

* Business documentation that verifies your legitimacy (e.g., certificate of incorporation, business registration, or official records with the site or business name).

* Your personal LinkedIn profile and the business's social media accounts (e.g., Facebook).

* If available, proof of satisfied customers (e.g., screenshots, not just testimonials on your website), evidence of inventory, or records of handling order cancellations properly.

We’re more than willing to update your review based on the evidence you provide—the more proof, the higher your trust score. Please note, however, that we cannot verify non-operational websites or those redirected to other URLs. Additionally, we do not verify websites involved in high-risk financial services, gambling, adult content, or illegal activities.

Please send the following via email to [email protected].

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