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Is otterlending.com Legit?

Is otterlending.com legit? Its medium-low trust score caused us to flag this site as questionable. We utilized 53 powerful factors to expose high-risk activity and see if otterlending.com is a scam. Let's look at it and its Banking industry through an in-depth review. You'll also learn how to detect and block scam websites and what you can do if you already lost your money.

The Scam Detector’s algorithm gives this business the following rank:

39.1/100

After you read why otterlending.com received this less-than-stellar score, please share how you came across this platform in the comments.

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Trust index -

What Is otterlending.com? Company Overview

  • Domain Creation Date

    Wednesday 12th, October 2022 05:03 pm

  • Domain Blacklist Status

    Not detected by any blacklist engine

  • HTTPS Connection

    Valid HTTPS Found

  • Proximity to Suspicious Websites

    10/100

  • Phishing Score

    13/100

  • Malware Score

    9/100

  • Spam Score

    1/100

otterlending.com

otterlending.com claims an association with the bustling Banking industry. We tried to extract some content from the website to see what they say about themselves. Here's the conclusion:

Simple and Fast Installment Loans. No Origination Fee! No Prepayment Penalty!

Read more about what we found out about otterlending.com below.

otterlending.com Technical Analysis

Key Facts

Domain age
1 year 11 months

Company Data

Organization
Domains By Proxy, LLC

Owner
Registration Private

Address
DomainsByProxy.com, 100 S. Mill Ave, Suite 1600

State
Arizona

Country
US

E-mail
Select Contact Domain Holder link at https://www.godaddy.com/whois/results.aspx?domain=otterlending.com

Telephone
+1.4806242599

Website Data

Website
otterlending.com

SSL certificate valid
2024-11-05

SSL issuer
DigiCert Inc

WHOIS registration date
2022-10-12

WHOIS last update date
2022-10-12

WHOIS renew date
2024-10-12

Owner

Name
Registration Private

Organization
Domains By Proxy, LLC

Street
DomainsByProxy.com, 100 S. Mill Ave, Suite 1600

State
Arizona

Country
US

Telephone
+1.4806242599

Administrator

Name
Registration Private

Organization
Domains By Proxy, LLC

Street
DomainsByProxy.com, 100 S. Mill Ave, Suite 1600

State
Arizona

Country
US

Telephone
+1.4806242599

Technical Contact

Name
Registration Private

Organization
Domains By Proxy, LLC

Street
DomainsByProxy.com, 100 S. Mill Ave, Suite 1600

State
Arizona

Country
US

Telephone
+1.4806242599

Registrar

Name
GoDaddy.com, LLC

IANA ID
146

Register website
https://www.godaddy.com,http://www.godaddy.com

E-mail
[email protected]

Phone
+1.4806242505

Server Name

NS-1471.AWSDNS-55.ORG

NS-1885.AWSDNS-43.CO.UK

NS-451.AWSDNS-56.COM

NS-516.AWSDNS-00.NET

otterlending.com Review

The Scam Detector website Validator gives otterlending.com a low trust score on the platform: 39.1. It signals that the business could be defined by the following tags: Questionable. Controversial. Flagged.. We are confident about our score as we also partner with other high-tech, fraud-prevention companies that found the same issues. So, why this low score? We came up with the 39.1 score based on 53 aggregated factors relevant to otterlending.com's industry. The algorithm detected possible high-risk activity related to phishing, spamming, and other factors noted in the Questionable. Controversial. Flagged. tags above. Long story short, we caution you about using this website. But let's explain in more detail.

Explaining Our Analytical Approach

We've displayed some important information within the Company Details section above, each deserving more explanation:

  • Proximity to Suspicious Websites
  • Threat Profile
  • Phishing Profile
  • Malware Score
  • Spam Score
  • Domain Blacklist Status
  • HTTPS connection
  • Domain Creation Date

While some are self-explanatory concerning otterlending.com, let's dive deeper into the remaining ones.

Proximity to Potentially Harmful Websites

This metric gauges the connection, scored on a scale of 1 to 100, between otterlending.com and websites marked as suspicious. Elevated scores point to a stronger link with these questionable online destinations. It's worth noting that website owners might not always be aware of their site's proximity to these dubious platforms or servers. However, a "Proximity to Suspicious Websites" score surpassing 80 strongly indicates a high-risk website, while a score below 30 signifies a less-threatening site.

Risk Factors: Threat, Phishing, Malware, and Spam

These indicators reveal the vulnerabilities and elements embedded within the HTML code of otterlending.com. They become especially pertinent if the website has received reports from internet users who've encountered unsolicited emails, ads, or messages related to the site. In the context of otterlending.com, our investigation continues working to pinpoint the specific category, but we welcome your insights in the comments below. A high Malware score generally implies the presence of suspicious code that might be unknowingly disseminated. Conversely, a high Spam score hints at a possibly spam-ridden email address associated with the business. Scores under 30 in both categories are reassuring, but any score surpassing this threshold should raise concerns. otterlending.com is a questionable website, given all the risk factors and data numbers analyzed in this in-depth review. Share your experience in the comments.

Domain Blacklisting Status

This term indicates whether otterlending.com has landed on any online directories' blacklists and earned a suspicious tag.

Assessing HTTPS Connectivity

This section provides insight into whether otterlending.com boasts an 's' at the end of the 'HTTP' protocol listed in your browser's address bar. If the tab displays in green, consider it a positive sign.

Safe Check

We want our trust scores and reviews to be as accurate as possible so that you can protect yourself from online fraud. Our algorithm aggregates factors that efficiently analyze a company's website, in this case, otterlending.com.

Online Reviews of otterlending.com

  • Trustpilot
  • Score: 2.4
I would rate 0 stars, they changed my interest from 24 to 756% talk about thieves, they do not follow the truth act as they mention
They were easy to work with and the representatives we very pleasant everytime I called they even allowed a skipped payment would use them again. Only problem is i can never log in to the website, i have the login bookmarked and it comes up page not found, go to the website and there are no links there
Trying to log into the site to see payment schedule, manage my account etc. it won’t let you do it. I believe my payments are going to start to be deducted this week, but have no way to manage my account online.
This worst place to go for a fast emergency loan and you can’t even get on a website to pay them or loan off if you wish to view the contract and terms etc… Not to mention they won’t respond to emails. On the phone forever or speak to someone with a horrible accent. Best one yet the to an automatic withdrawal earlier than you tell them too. I would highly recommend staying away from this business. What type of business has no website… Indians…
If I could leave zero stars I would. This company should not be in business bunch of crooks. Made 6 outrageous payments and nothing went towards principal and had to pay more than original loan to pay it off early. I'd advise no one to loan from them no matter how much you need the cash right now.
I can't log in and see my account...which I understand can be a technical difficulty but your portal has been undergoing updates since at least June of last year...according to your responses.
I do not understand how I cannot log in to the customer service at all and I’ve tried calling twice on 2 different days and the wait times are horrendous. I’ve taken out loan through other companies before and it’s never been this hard to look in my account or talk to customer service on the phone. This is really frustrating and I do not know what I’m supposed to do if the keep on hold for a whole hour and I can’t log in.
Although I did get approved , I’ve been waiting for 2 days now for funds. I know it depends on my bank as well, but for emergency purposes this wouldn’t be my first choice again. Will give update when funds are received!
I have a real problem with not being able to see my account online. There’s something wrong with not being able to view that kind of information. Seems like they could change it at any time without notice. I never got any sort of contract or information on payment amount, interest..and so forth.. I would like to pay it off but I will not do so until I have that information available online..not happy about it at all..
Otter Lending was easy to work with. They helped me get a loan when no one else would give me a chance. It’s super expensive if you don’t pay it off right away, but if you are able to, it’s not bad at all, and there is no penalty for paying it off early. The money was in my account when I got up the next morning.
was happy that i was approved quickly, however i never received my copy of the loan agreement. so i have no idea how many payments i'm making or my interest rates. Also do not have a sign in id to check my account or anything. the site kicked me out right at the point to get those things. so now i'm at a loss they keep taking money and i don't even know for how long. so i'm not happy about that.
I want to apply but when I go to the webpage there’s nothing to click on to take me to an application or to create an account?
I’ve been having this loan for over a year and there’s no way to check my balance or account information. When you send an email they are no help. This is so inconveniencing!
Easy process and next day funding!! Kudos! I recommend this company to anyone looking for a short-term lending solution.
This was a very difficult process. I applied Saturday, their system kept glitching, but was able to finally finish, was approved for $1125, signed documents, then according to paperwork, payment was supposed to be made this morning, which I desperately needed with medical situation. I called today and no funds, spoke with two representatives saying that they still had system issues, and "hoped" it would be fixed. Then, on top of that after 2 days of not knowing as they said, they still had a "final " review, they declined it after all that. With income verification and job, fully employed working for a bank myself, this was extremely disappointing. I have screenshots showing approval and amount, signed documents, then suddenly get declined.
Otter Lending is sketchy and dishonest. I have explained that they have incorrect banking information. They stated they can't change the banking information or start a new application. They only communicate if you owe them money. Stay away from this Otter Lending.
My low rating is because I really hate the very high interest rate but other than that the loan was approved right away and I received my funds in my bank account the same day. It took about 10 hours to receive it.
Said I was approved and said one would be in my account by the close of business and it's still not there by they have to wait until Monday or Tuesday to get it when I needed it the same day
I can't even get on to the website to view my account. And I sent an email about this and was told to give them a call to address the issue. But twice I had called and both times was on hold for over 30 minutes before I just hung up. The call wait times are horrendous. I don't understand how it takes so long to update a website that should have been done a long time ago.
You actually made it easy in offering the loan l needed for my emergency.

Is otterlending.com a Scam? Share Your Experience

How did you find this company/page? Online ads, suspicious Facebook advertisements, Instagram, email? You can help out many people today by commenting below.. Is otterlending.com a scam? If you interacted with this website, what score would you give it? Please share your experience below by leaving a review. Now, let's look at some powerful fraud prevention tips.

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How To Report FINANCIAL Scams: FTC

Do you want to know how to report otterlending.com or other online scammers?Contact the Federal Trade Commission and fill out the form. You can also write down the names of suspicious sites or individuals in the comments section below. You will help thousands of potential victims.

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Did You Lose Money to Any Scams?

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Share This Page About otterlending.com and Help Others

If you found this page helpful, please share it with your online friends. The social media buttons are at the top of this page.

 

Are You the Owner of otterlending.com?

If you own otterlending.com, we’d love to hear from you. If you'd like to challenge the trust score we’ve assigned, we’re happy to take a closer look. However, please be prepared to provide solid proof of your business's legitimacy. Introduce yourself with your name (not just "Admin").

When domain owners contact us to dispute their trust score, we kindly ask for the following:

* Business documentation that verifies your legitimacy (e.g., certificate of incorporation, business registration, or official records with the site or business name).

* Your personal LinkedIn profile and the business's social media accounts (e.g., Facebook).

* If available, proof of satisfied customers (e.g., screenshots, not just testimonials on your website), evidence of inventory, or records of handling order cancellations properly.

We’re more than willing to update your review based on the evidence you provide—the more proof, the higher your trust score. Please note, however, that we cannot verify non-operational websites or those redirected to other URLs. Additionally, we do not verify websites involved in high-risk financial services, gambling, adult content, or illegal activities.

Please send the following via email to [email protected].

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