Is midlandcreditonline.com Legit?

This place isn’t based in America and their customer service is soooo bad. I tried working things out with them and they were so rude right away. I was practically yelled at by two managers. The first representative was decent, but the two to follow were jerks. I had to hang up. I couldn’t believe how they were speaking to me and remained calm. They also lied about a debt I had.

Disgusting people. I am permanently diabled with no job living off the kindness of my children and friends and they call wanting $100 a month for a debt. When I tell them I am disabled they file a law suit against me to force me to pay!! I tried to work with the original company but they did not care and offered absolutely nothing to help. So I used what little money I had to pay the creditors that helped me until I lost my job. Now midland who bought the debt for about 4% of the total value wants me to pay it all, does not care I am permanently diabled and unable to get out of bed most days, and will not help me with a decent settlement offer that maybe one of my kids can lend me. They act like they care and want to help, but they dont. They make me sick!

They continuously called our phone number -- but the 800# the caller ID showed was different every time, although they left the same call back #. I finally called back and they would not answer anything w/o our address and last 4 digits of SSN. Fortunately I would not give that to them. We continued receiving calls so I decided to call again and ask what MCM stood for. They would not give me any information because supposedly they had my husband's name, so I asked if they could at least tell me what the call was about or what the company does. They replied, "No," so I figured it was not legit and told him to take our # off their list. Then I started doing some research which says it is a legit company, but there were many complaints, and They are NOT BBB (Better Business Bureau) approved. I would strongly advise against trusting this company.

this company has used deceptive methods with me to try and get me to pay back decades old debt that was written off. they have contacted family. thankfully my bank reversed one of these payments i made after I realized that it was something they portrayed as me owing, which I did not owe. when I have spoken with them in the past, their words and tone are very threatening. they also have many many phone numbers they use. do not trust them

I have no words to describe the interaction with this company. They are inflexible. they only will settle they apparently authorized to based on their own quota and incentives.They are clueless of what is going on in peoples live at this time and have no empathy. This translates to stockholders and them only looking at their bottom line,I have attempted to talk to the correct department 4 times in two days to notify them the debt has been settled. They still sent me a letter advising me of the unsettled debt.NOBODY bothers to call me back. I asked to speak to the person who has a signature on the letter I received and I was told he does not take any phone calls. Do your homework, and you will find other companies out there who know how to treat a human being with kindness and empathy. This company does not.A note to this company - hire more employees instead of hiding behind your desk and spend some time on the front line.

They keep trying to collect on a card that was included in bankruptcy And put me in collections screwing up my credit It was removed last year from report and now they added it back onI believe they can get fined I may pursue that

Crooks indeed YES! My husband purchased a credit card from Credit one in 2017 for the amount of $300. Midland bought his debt in 2021 and tried to collect over $600. He offered to settle the debt by paying back the $300 he spent with credit one. Midland turned the offer down in civil court so now my husband has a Judgement on his credit. Really? What has happened to the USA?? They are allowing this type of mess in courts now, SMDH

This company is horrible they got court ordered to block my bank account paid the credit card 2 months my bank is still blocked cannot get my funds they lied and everytime I call they continue to lie I had to go to court to have my bank account unblocked still waiting they do deceptive practices and very untruthful got their money but will not unblock my bank account

they said if i pay 369.69 that my debt would be settled i paid and asked them to fix it on my credit they sent letter stating the other 243.00 would be left on and they want mark it settled said it would remain on credit untill the 7 years are up