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Is magicalcredit.ca Legit?

Is magicalcredit.ca legit? Is it a scam? Scam Detector analyzed this website, giving it a medium trust score on our chart. We aggregated 53 powerful factors to expose high-risk activity and see if magicalcredit.ca is legitimate. Let's look at it and its SPORTS industry through an in-depth review. You'll also learn how to detect and block scam websites and what you can do if you already lost your money.

The Scam Detector’s algorithm gives this business the following rank:

57.7/100

We explain below why magicalcredit.ca received this score. Read the review, then please let us know if you've had any experience with this website in the comments.

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What Is magicalcredit.ca? Company Overview

  • Domain Creation Date

    Monday 28th, October 2013 12:00 am

  • Domain Blacklist Status

    Not detected by any blacklist engine

  • HTTPS Connection

    Valid HTTPS Found

  • Proximity to Suspicious Websites

    16/100

magicalcredit.ca

The magicalcredit.ca's business is associated with a popular SPORTS industry, but we still have concerns. We tried to extract some content from the website to see what they say about themselves. Here's the conclusion:

Magical Credit provides cash loans to people with bad credit. Need a loan fast? Skip high-interest payday loan companies and get approved for a bad credit loan online in 24 hours!

Let's dig deeper into the review of magicalcredit.ca.

magicalcredit.ca Technical Analysis

Key Facts

Domain age
10 years 10 months

Company Data

Organization
REDACTED FOR PRIVACY

Owner
REDACTED FOR PRIVACY

Address
REDACTED FOR PRIVACY

State
REDACTED FOR PRIVACY

Country
REDACTED FOR PRIVACY

Website Data

Website
magicalcredit.ca

SSL certificate valid
2024-10-25

SSL issuer
Let's Encrypt

WHOIS registration date
2013-10-28

WHOIS last update date
2023-12-12

WHOIS renew date
2024-10-28

Owner

Name
REDACTED FOR PRIVACY

Organization
REDACTED FOR PRIVACY

Street
REDACTED FOR PRIVACY

State
REDACTED FOR PRIVACY

Country
REDACTED FOR PRIVACY

E-mail
Registrant Name: REDACTED FOR PRIVACY Registrant Organization: REDACTED FOR PRIVACY Registrant Street: REDACTED FOR PRIVACY Registrant City: REDACTED FOR PRIVACY Registrant State/Province: REDACTED FOR PRIVACY Registrant Postal Code: REDACTED FOR PRIVACY Registrant Country: REDACTED FOR PRIVACY Registrant Phone: REDACTED FOR PRIVACY Registrant Phone Ext: REDACTED FOR PRIVACY Registrant Fax: REDACTED FOR PRIVACY Registrant Fax Ext: REDACTED FOR PRIVACY Registrant Email: Please ask the Registrar of Record identified in this output for information on how to contact the Registrant, Admin, or Other contacts of the queried domain name

Administrator

Name
REDACTED FOR PRIVACY

Organization
REDACTED FOR PRIVACY

Street
REDACTED FOR PRIVACY

State
REDACTED FOR PRIVACY

Country
REDACTED FOR PRIVACY

E-mail
Admin Name: REDACTED FOR PRIVACY Admin Organization: REDACTED FOR PRIVACY Admin Street: REDACTED FOR PRIVACY Admin City: REDACTED FOR PRIVACY Admin State/Province: REDACTED FOR PRIVACY Admin Postal Code: REDACTED FOR PRIVACY Admin Country: REDACTED FOR PRIVACY Admin Phone: REDACTED FOR PRIVACY Admin Phone Ext: REDACTED FOR PRIVACY Admin Fax: REDACTED FOR PRIVACY Admin Fax Ext: REDACTED FOR PRIVACY Admin Email: Please ask the Registrar of Record identified in this output for information on how to contact the Registrant, Admin, or Other contacts of the queried domain name

Technical Contact

Name
REDACTED FOR PRIVACY

Organization
REDACTED FOR PRIVACY

Street
REDACTED FOR PRIVACY

State
REDACTED FOR PRIVACY

Country
REDACTED FOR PRIVACY

E-mail
Tech Name: REDACTED FOR PRIVACY Tech Organization: REDACTED FOR PRIVACY Tech Street: REDACTED FOR PRIVACY Tech City: REDACTED FOR PRIVACY Tech State/Province: REDACTED FOR PRIVACY Tech Postal Code: REDACTED FOR PRIVACY Tech Country: REDACTED FOR PRIVACY Tech Phone: REDACTED FOR PRIVACY Tech Phone Ext: REDACTED FOR PRIVACY Tech Fax: REDACTED FOR PRIVACY Tech Fax Ext: REDACTED FOR PRIVACY Tech Email: Please ask the Registrar of Record identified in this output for information on how to contact the Registrant, Admin, or Other contacts of the queried domain name

Registrar

Name
Wild West Domains Canada, Inc.

IANA ID
not applicable

Register website
www.wildwestdomains.com

E-mail
[email protected]

Phone
+1.4806242505

Server Name

ns33.domaincontrol.com

ns34.domaincontrol.com

magicalcredit.ca Review

The Scam Detector website Validator gives magicalcredit.ca a medium trust score on the platform: 57.7. It signals that the business can best be defined by the following tags: Active. Medium-Risk.. We are confident about our score as we also partner with other high-tech, fraud-prevention companies that found the same issues. So, why this low score? We came up with the 57.7 score based on 53 aggregated factors relevant to magicalcredit.ca's industry. The algorithm detected high-risk activity related to phishing, spamming, and other factors noted in the Active. Medium-Risk. tags above. Long story short, we still see some red flags with this website. But let's explain in more detail.

Explaining Our Analytical Approach

We've displayed some important information within the Company Details section above, each deserving more explanation:

  • Proximity to Suspicious Websites
  • Threat Profile
  • Phishing Profile
  • Malware Score
  • Spam Score
  • Domain Blacklist Status
  • HTTPS connection
  • Domain Creation Date

While some are self-explanatory concerning magicalcredit.ca, let's dive deeper into the remaining ones.

Proximity to Potentially Harmful Websites

This metric gauges the connection, scored on a scale of 1 to 100, between magicalcredit.ca and websites marked as suspicious. Elevated scores point to a stronger link with these questionable online destinations. It's worth noting that website owners might not always be aware of their site's proximity to these dubious platforms or servers. However, a "Proximity to Suspicious Websites" score surpassing 80 strongly indicates a high-risk website, while a score below 30 signifies a less-threatening site.

Risk Factors: Threat, Phishing, Malware, and Spam

These indicators reveal the vulnerabilities and elements embedded within the HTML code of magicalcredit.ca. They become especially pertinent if the website has received reports from internet users who've encountered unsolicited emails, ads, or messages related to the site. In the context of magicalcredit.ca, our investigation continues working to pinpoint the specific category, but we welcome your insights in the comments below. A high Malware score generally implies the presence of suspicious code that might be unknowingly disseminated. Conversely, a high Spam score hints at a possibly spam-ridden email address associated with the business. Scores under 30 in both categories are reassuring, but any score surpassing this threshold should raise concerns. magicalcredit.ca is a problematic website, given all the risk factors and data numbers analyzed in this in-depth review. Share your experience in the comments.

Domain Blacklisting Status

This term indicates whether magicalcredit.ca has landed on any online directories' blacklists and earned a suspicious tag.

Assessing HTTPS Connectivity

This section provides insight into whether magicalcredit.ca boasts an 's' at the end of the 'HTTP' protocol listed in your browser's address bar. If the tab displays in green, consider it a positive sign.

Safe Check

We want our trust scores and reviews to be as accurate as possible so that you can protect yourself from online fraud. Our algorithm aggregates factors that efficiently analyze a company's website, in this case, magicalcredit.ca.

Online Reviews of magicalcredit.ca

  • Trustpilot
  • Score: 4.5
I had a very good experience with Magical credit the online loan app is very easy and then Jenny gave me a call and went over everything. I had a great experience and would recommend to all my friends and family. Thanks Jenny.
I cannot say enough good things about this company. I have been with them for years and they have always come through for me.No matter what representative you talk to, they are always friendly, helpful and courteous.If you need help, this is the company to go to.
Magical worked with me with prompt immediacy showing willingness to hear me out and come up with solutions. I am still at the stage of small amount loans and paying the first one on the specified date. This current loan required a split arrangement but once I paid the remainder of the "split amount" Magical blessed me with a third loan on the same day I made the payment for that "split remainder." Hope you are not all confused. Now i look forward to a larger inst- allment loan to help me relocate to a better paying position in my field.
I HAVE USED THIS COMPANY 3 TIMES NOW & THEY HAVE WHAT I CONSIDER GONE BEYOND THEIR DUTY TO HELP ME GET THE PAPERWORK COMPLETED WHEN I WAS NOT ABLE TO GET IT DONE ON LINEBEST OF ALL THEY DO NOT DO CREDIT CHECKS WHICH MAKES THIS 1 OF THE BETTER PAYDAY LOAN COMPANIES, SO KEEP UP THE GOOD WORK
I applied for a Small loan Over the telephone. Loan Pending. Approved or Denied is irrelevant. The Customer Service, I received over the phone From Nastasia Was More than Professional . She walked Me through My application. Very Polite. This Woman Knows Her Job. For that reason Alone I am giving Magical Credit 5 stars
I have had the pleasure of speaking with April on a couple of occasions now, and I cannot say enough positive things. April is friendly, patient, and professional, while ensuring that my questions are answered and my issue has been resolved. I have had loans on and off with Magical Credit since 2015, and April is by far the most helpful and friendly representative that I have spoken to. I appreciate her timely resolution on my behalf and cannot thank her enough! She is amazing!
Requested funds and a actual human representitive called me and went over the entirety of the loan, repayment, and all inbetween. Was a pleasure, saved me in a time of need. Thank you guys so much!
Magical Credit is amazing! Yes, they charge interest BUT when you NEED money now, they are there to help when others are saying NO!Last year they helped me restart my home based business by ordering much needed supplies.. this year they helped by repairing our vehicle now and not in 3 weeks. And they are helping repair my credit!
Just another company that lies about how to qualify then deny you no matter what the situation So no they don't take child tax or help with emergency loans. Now that they keep lying because unless you're child tax is 1600 your refused even if it was to get an urn for my son who was cremated and I didn't have to take him home in a shoe box. So ya they lie for clicks.
Terrible company. My bank account with TD was compromised and completely drained. So I switched banks and contacted Magical Credit to inform them of what happened. They agreed that to keep me in good standing all I had to do was pay a small nsf fee and reschedule my payment with a different account. I did. They did NOT inform me I’d incur $100 a month interest for each month including my regular scheduled payment. DO NOT USE THEM
Very professional, always on topOf their task. Insightful, responsive. My experience with Magical Credit has been great so far. Highly recommend them in terms of payday loan.
Nastasia made the experience magical, and fast. She got me approved with only 3 minutes to spare in the work day!
Customer service rep Jenny was courteous when she helped me finalize my application and made sure I was able to get my fund by end of day.
When I tried to get a loan for this company couple years ago, my experience was easy subtle and reassuring. Magical credit gave me an opportunity an entrusted in me to loan an reloan with such ease. I was such in a financial situation and this company helped me tremendously. The payments are feasible. The customer service is amazing. I’m truly blessed that even though I needed money I gained a trusted company. The representatives do not speak down to you they are so compassionate an understanding that it makes it easier to speak them. As hiring money isn’t always a good feeling. The fact that this company has such great value in their customers speaks volumes. I can email an call an without hesitation or long waiting time my answers are answered in excellent timing. Thank you 🙏🏽
Contacted Magical credit, they made it very easy, they were very helpful. Completed the paperwork and they deposited my loan right into my bank account within 2 days. Even though I don’t have the best credit, it’s nice to know there’s still help out there. Thanks Magical Credit!!
Magical credit was able to assist me with my inquiry within a matter of minutes and let me know exactly what I needed to do and it was done by the end of day.I appreciate that they made me feel important enough to look after me so quickly. There was no back and forth.
I was helped my April, needless to say she was absolutely amazing and made my experience very easy over the phone. She was very kind and answered all of my questions to best of her abilities. I would definitely refer her in the future to any and everyone!
Magical credit is awesome they are very helpful and go above and beyond to make sure they can do everything in there power to help you get a loan. Application and everything else was easy and direct and straight forward. Thank you magical credit
Customer service was courteous and polite. As part of the application process, they contact friends and family. I understand the theory behind giving references in case you fall out of contact, miss a payment etc. I object to contacting family and friends during the application process and feel it's a privacy breach. I didn't move forward with them for that reason but think other people should be aware of this policy.
This is one of the best financial institutions. Their customer representatives are very helpful and polite. They are very friendly and give you the best advice. Thank you for helping me out when i needed financial help. I recommend anyone who needs help to use them.
  • Sitejabber
  • Score:

“Super helpful! Super patient! Super friendly :)”

Thanks to magical credit for all the patients in the world for customers like me the many emails and phone calls never got frustrated even when i did and kudos for fast service and being so understanding at the fact i had a sick daughter at home this company went up and beyond the call of duty so thanks again for that... Go check this site out very easy to use please use me as your referral Tammy Vincent

Is magicalcredit.ca a Scam? Share Your Experience

How did you find this company/page? Online ads, suspicious Facebook advertisements, Instagram, email? You can help out many people today by commenting below.. Is magicalcredit.ca a scam? If you interacted with this website, what score would you give it? Please share your experience below by leaving a review. Now, let's look at some powerful fraud prevention tips.

Top 5 Effective Ways To Spot a Scam Website [VIDEO]

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How To Report Loans Scams: FTC

Do you want to know how to report magicalcredit.ca or other online scammers?Contact the Federal Trade Commission and fill out the form. You can also write down the names of suspicious sites or individuals in the comments section below. You will help thousands of potential victims.

How To Recognize Red Flags Online

Last but not least, here is another must-watch video you don't want to miss:

 

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Did You Lose Money to Any Scams?

Whether you have already lost money or not, when it comes to ANY type of fraud (other credit card scams, eBay, PayPal, financial, even romance scams, etc.), we are here to help. We have partnered with several powerful asset recovery companies. In an effort to help scam victims, we can take a look at your case. If you lost more than $1,000US to any type of fraud, please tell us your story and fill outTHIS FORM. The process of recovering the money is extensive and requires a lot of work. However, we're happy to take a look, so hopefully, you'll get your money back.

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Share This Page About magicalcredit.ca and Help Others

If you found this page helpful, please share it with your online friends. The social media buttons are at the top of this page.

 

Are You the Owner of magicalcredit.ca?

If you own magicalcredit.ca, we would love to hear from you. However, if you would like to challenge this review and trust score, we are more than willing to take a deeper look, but be prepared to offer solid proof of your business. Please introduce yourself first (your name, not "Admin"). Consumers are smart. Typically, they don't trust websites that don't show transparency, such as the location of the business, team, or any other physical existence. When domain owners contact us to challenge the trust score of their website on our website Validator, we would kindly ask them to share some of the following things: * Details from their ecosystem that would show that they are 100% trustworthy (certificate of incorporation, business registration, official records showing the name of the website or business, etc.). * Their personal profile on LinkedIn and social media accounts for the business on Facebook. * If possible, some screenshots/proof of satisfied clients (not testimonials on their website), proof of inventory, canceling orders when requested, etc.). We are more than willing to update the review right away—the more proof you show, the higher the trust score will be.

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