Is creditfresh.com Legit?
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Website creditfresh.com
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Industry/Niche
Financial Services
*Suggest a new industry?
Is creditfresh.com legit? It's likely. The creditfresh.com website earned a medium authoritative trust score from our website Validator. We put to work 53 powerful factors to expose high-risk activity and see if creditfresh.com is safe. Let's explore the website and its Financial Services industry through an in-depth review. You'll also learn how to detect and block scam websites and what you can do if you already lost your money.
The Scam Detector’s algorithm gives this business the following rank:
67.6/100
After you read why we deemed creditfresh.com a low-risk site, please tell us how you came across this platform in the comments.
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Incogni.com (100): Delete your personal data from the internet and protect against scams and identity theft.

What Is creditfresh.com? Company Overview
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Domain Creation Date
Thursday 2nd, September 2004 04:25 pm
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Domain Blacklist Status
Not detected by any blacklist engine
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HTTPS Connection
Valid HTTPS Found
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Proximity to Suspicious Websites
12/100
creditfresh.com
The creditfresh.com's business is associated with a popular Financial Services industry, and we wanted to validate that connection. We extracted some content from the website to see what they say about themselves. Here's the conclusion:
CreditFresh offers personal lines of credit that provide a flexible borrowing solution for individuals. Customers can apply online and, if approved, receive funds directly in their bank accounts, often on the same business day. The service allows users to draw, repay, and redraw funds as needed, distinguishing it from traditional installment loans.
We reveal more about creditfresh.com below.
creditfresh.com Technical Analysis
Key Facts
Domain age
20 years 7 months
Company Data
Organization
Domains By Proxy, LLC
Owner
Registration Private
Address
DomainsByProxy.com, 100 S. Mill Ave, Suite 1600
State
Arizona
Country
US
E-mail
Select Contact Domain Holder link at https://www.godaddy.com/whois/results.aspx?domain=creditfresh.com
Telephone
+1.4806242599
Website Data
Website
creditfresh.com
SSL certificate valid
2025-06-16
SSL issuer
Google Trust Services
WHOIS registration date
2004-09-02
WHOIS last update date
2024-08-06
WHOIS renew date
2029-09-02
Owner
Name
Registration Private
Organization
Domains By Proxy, LLC
Street
DomainsByProxy.com, 100 S. Mill Ave, Suite 1600
State
Arizona
Country
US
Telephone
+1.4806242599
Administrator
Technical Contact
Name
Registration Private
Organization
Domains By Proxy, LLC
Street
DomainsByProxy.com, 100 S. Mill Ave, Suite 1600
State
Arizona
Country
US
Telephone
+1.4806242599
Registrar
Name
GoDaddy.com, LLC
IANA ID
146
Register website
https://www.godaddy.com,http://www.godaddy.com
E-mail
[email protected]
Phone
+1.4806242505
Server Name
NS-1414.AWSDNS-48.ORG
NS-1994.AWSDNS-57.CO.UK
NS-462.AWSDNS-57.COM
NS-671.AWSDNS-19.NET
creditfresh.com Review
The Scam Detector website Validator gives creditfresh.com a medium-risk trust score on the platform: 67.6. It signals that the business is best defined by the following tags: Known. Vetted. Low Risk.. We are confident about our score as we also partner with other high-tech, fraud-prevention companies that found the same issues. So, why this score? We came up with the 67.6 score based on 53 aggregated factors relevant to creditfresh.com's industry. The algorithm detected a slightly lower risk for activity related to phishing, spamming, and other factors, noted in the Known. Vetted. Low Risk. tags above. Long story short, we recommend staying vigilant and using common sense when engaging with this website. But let's explain in more detail.
Explaining Our Analytical Approach
We've displayed some important information within the Company Details section above, each deserving more explanation:
- Proximity to Suspicious Websites
- Threat Profile
- Phishing Profile
- Malware Score
- Spam Score
- Domain Blacklist Status
- HTTPS connection
- Domain Creation Date
While some are self-explanatory concerning creditfresh.com, let's dive deeper into the remaining ones.
Proximity to Potentially Harmful Websites
This metric gauges the connection, scored on a scale of 1 to 100, between creditfresh.com and websites marked as suspicious. Elevated scores point to a stronger link with these questionable online destinations. It's worth noting that website owners might not always be aware of their site's proximity to these dubious platforms or servers. However, a "Proximity to Suspicious Websites" score surpassing 80 strongly indicates a high-risk website, while a score below 30 signifies a less-threatening site.
Risk Factors: Threat, Phishing, Malware, and Spam
These indicators reveal the vulnerabilities and elements embedded within the HTML code of creditfresh.com. They become especially pertinent if the website has received reports from internet users who've encountered unsolicited emails, ads, or messages related to the site. In the context of creditfresh.com, our investigation continues working to pinpoint the specific category, but we welcome your insights in the comments below. A high Malware score generally implies the presence of suspicious code that might be unknowingly disseminated. Conversely, a high Spam score hints at a possibly spam-ridden email address associated with the business. Scores under 30 in both categories are reassuring, but any score surpassing this threshold should raise concerns. creditfresh.com is likely a safe website, given all the risk factors and data numbers analyzed in this in-depth review. Share your experience in the comments.
Domain Blacklisting Status
This term indicates whether creditfresh.com has landed on any online directories' blacklists and earned a suspicious tag.
Assessing HTTPS Connectivity
This section provides insight into whether creditfresh.com boasts an 's' at the end of the 'HTTP' protocol listed in your browser's address bar. If the tab displays in green, consider it a positive sign.
Safe Check
We want our trust scores and reviews to be as accurate as possible so that you can protect yourself from online fraud. Our algorithm aggregates factors that efficiently analyze a company's website, in this case, creditfresh.com.
Online Reviews of creditfresh.com
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- Score: 4.5
I've had an exceptional experience with Credit Fresh. The customer service is great and so is the service. I highly recommend this service for those that qualify. I have referred them to multiple people that were instantly approved for a line of credit.
It was an easy sign up process. The site is very secured and easy to request your funds. Usually my funds are available in my checking account by the end of business day.
I submitted my application over the weekend and followed up via the apps chat option on Monday. I was paired with an Agent named Jelisa and they were more than helpful!!! They answered questions I didn't even know to ask yet. They gave a wonderful customer service experience, which is so hard to come by these days! Kudos Jelisa I appreciate you and thank you so much! You have no clue how much this meant to me ☺️💞✨️
I think Credit Fresh is a good place to get a loan but I don’t understand how my pay increased and I wanted an increase in loan but Credit Fresh would not provide it. I really need the extra funds. But the text messages associate is always nice and respectful. I would recommend someone using this loan provider.
Very great experience, only took one day to know approval status.very quick deposit and set up.definitely would recommend if you need extra funds
Was a simple and fast application. Funded quickly & no issues. Def not something you want to do all the time but was thankful this time for the process and its existence.
The person I spoke with walked me through the process and treated me with great respect. I was never looked down upon. I highly recommend this company above other loan companies.
The representative at Credit Fresh was very savvy and spent a substantial time to explain all details to me before I signed the agreement. Although their yearly ARP is quite. high, if you are a serious borrower with intent to pay back swiftly this is the best place to go to.
Easy, prompt and simple. Always ready to help. I’m always happy with my experiences. Thank you.
While it is easy to apply and get approved, get ready to be fee'd to death. Taking out an advance of $100, you will end up paying back probably close to 300 unless you pay it all back immediately. If you are in a really tight bind it helps. Not a service I would use again. They really take advantage of people here
All the above after I went through the initial process money was in my account. The same day of being approved highly recommend for loans.
Thus far I’ve had no issues. I do think this company takes advantage of people who need a little financial boost and charges astronomical fees and that’s just a little uncalled for in my opinion, but it is what it is. I probably wouldn’t recommend to a friend unless they were absolutely desperate.
CreditFresh is an online loan servicer that is partnered with CBW Bank (based in Kansas) to offer a line of credit loans. CreditFresh's low approval requirements are attractive, particularly to people with low credit scores/existing debt, and they use this incentive to lock individuals into payment plans with absorbent, predatory processing fees and high-interest fees. The processing fee is over three times the cost of the principal payment every month. This practice traps individuals in a cycle of poverty and debt with accumulating costs. CreditFresh's website does not allow you to adjust or delete your payment information, and their customer service is outsourced to foreign contractors. Avoid this loan servicer at all cost.
It's kind of a pillow for me it's a cushion that I can have just in case and I've had a couple of just in cases it's been there for me and I'm glad of it Thank you
Very easy to apply and efficient in depositing much needed cash for a short period. Thank you
Website was easy to use, very user friendly! Money was received in a very timely manner. My only complaint was that no one I spoke with was able to give me a ballpark number on a monthly payment.
I'll have to admit, this financial company has been the best that I have delt with, and I plan to use yall if I ever need a loan
Having the loan options at the click of a button also never had any trouble with the representatives. Always very helpful.
I applied for this loan during a critical time in my life. Approval process was easy. Rates are reasonable and fair. If you find yourself in a bind I highly recommend Credit Fresh for your loan needs.
Excellent company ! I have a great credit line, more than I thought posible. They are matrículas and I felt reassured it was not a scam but a reputable company.
Is creditfresh.com a Scam? Share Your Experience
How did you find this company/page? Online ads, suspicious Facebook advertisements, Instagram, email? You can help out many people today by commenting below.. Is creditfresh.com a scam? If you interacted with this website, what score would you give it? Please share your experience below by leaving a review. Now, let's look at some powerful fraud prevention tips.
Top 5 Effective Ways To Spot a Scam Website [VIDEO]
There are many types of fake sites in the online world. We have some good news. Watch the video below to see the 5 effective ways you can spot a fraudulent website in 2024:
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How To Report Scams: FTC
Do you want to know how to report creditfresh.com or other online scammers?Contact the Federal Trade Commission and fill out the form. You can also write down the names of suspicious sites or individuals in the comments section below. You will help thousands of potential victims.
How To Recognize Red Flags Online
Last but not least, here is another must-watch video you don't want to miss:
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Did You Lose Money to Any Scams?
Whether you have already lost money or not, when it comes to ANY type of fraud (other credit card scams, eBay, PayPal, financial, even romance scams, etc.), we are here to help. We have partnered with several powerful asset recovery companies. In an effort to help scam victims, we can take a look at your case. If you lost more than $1,000US to any type of fraud, please tell us your story and fill outTHIS FORM. The process of recovering the money is extensive and requires a lot of work. However, we're happy to take a look, so hopefully, you'll get your money back.
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Are You the Owner of creditfresh.com?
If you own creditfresh.com, we’d love to hear from you. If you'd like to challenge the trust score we’ve assigned, we’re happy to take a closer look. However, please be prepared to provide solid proof of your business's legitimacy. Introduce yourself with your name (not just "Admin").
When domain owners contact us to dispute their trust score, we kindly ask for the following:
* Business documentation that verifies your legitimacy (e.g., certificate of incorporation, business registration, or official records with the site or business name).
* Your personal LinkedIn profile and the business's social media accounts (e.g., Facebook).
* If available, proof of satisfied customers (e.g., screenshots, not just testimonials on your website), evidence of inventory, or records of handling order cancellations properly.
We’re more than willing to update your review based on the evidence you provide—the more proof, the higher your trust score. Please note, however, that we cannot verify non-operational websites or those redirected to other URLs. Additionally, we do not verify websites involved in high-risk financial services, gambling, adult content, or illegal activities.
Please send the following via email to [email protected].
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