selma hrynchuk

Selma Hrynchuk

Selma is a fraud prevention specialist renowned for her expertise in private eye investigations and a remarkable partnership with law enforcement agencies. Beyond her investigative triumphs, her public speaking engagements and written works have empowered countless individuals to protect themselves and stay ahead of deceptive schemes. Selma's legacy shines as a tenacious agent of change, unyielding in her commitment to battling fraud and ensuring a safer world for all.

Website: http://scam-detector.com

Posts by Selma Hrynchuk:

Alarm System for Sale

Alarm System Scam: How It Works Cheap home security systems and fake products are flooding the market, both online and in shops. One of the biggest scams around this month is the Home Security System or Alarm System scam. There are a couple of variations. Let’s dive in – let’s see how to be aware […]

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Gas Station Skimmer

Gas Station Skimmer: How It Works How often do you fill your gas tank? Once a week, every second week? The more important question is, how often do you pay for it with your credit card? Similar to what criminals do at ATMs, the Credit Card Skimmer Scam is done at some gas pumps […]

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Hidden Rebates

How the scam works: You are attracted by a car that's for sale at a great price, even lower than the MSRP (Manufacturer Suggested Retail Price). You hurry to buy the car, but what they “forget” to tell you is that the price offered already includes the rebate. The rebate you were offered doesn't really exist, […]

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Lease Interest Rate

Lease Interest Rate Scam: How It Works Whenever a car is leased, there are several tricks that put more of your money needlessly into the dealer's pocket. A common tactic is for dealers to offer a fantastic lower rate, which in reality is much higher. How? Most of them give you the interest rate without […]

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Lease Extended Warranty

Lease Extended Warranty Scam: How It Works Several questionable car dealers add an extended warranty into a leasing deal. The thing is, the extended warranty is already factored into the monthly payments! Alternatively, the scammers get their victims to buy warranties that are even longer than the life of the lease, as in a 48-month […]

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Lease One-time Payment

How the scam works: A car dealer might say he is doing you a favor. Instead of having you pay the one-time fees while closing a deal, he will authorize for you to pay them over the life of the lease. If you agree to this, your $600 deposit could be $1,200 by the end […]

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Leasing: Security Deposit Scam

Lease Security Deposit Scam: How It Works You are excited to see a dealer advertising a $0 security deposit. There is no such thing, as the security deposit is always factored in the lease, under the provisions for disposition fees. This is just a trick to get your business. They could also change the name of […]

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Lease Termination Fee Scam

Lease Termination Fee Scam: How It Works This is the mother of all leasing scams. When closing the agreement, you ask the dealer what would happen if you terminated the lease early and what would be the penalty for it. “Absolutely no problem,” he says. “There is a termination fee of $289.” He is not […]

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Market Adjustment Fee

Market Adjustment Fee Scam: How It Works You are buying a new car and the dealer shows you an orange sticker next to the MSRP (Manufacturer Suggested Retail Price) sticker. He says that due to this car’s popularity there is an extra charge, known as the Market Adjustment Fee. The orange sticker makes it look official […]

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Price Match Guarantee

Price Match Scam: How It Works (with video below) You are hesitant about the price of a car you like in a dealership. The friendly dealer comes to you and says, “You know what? If you can bring me written proof of a lower price elsewhere in town, I will match the best offer you get. […]

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Defer Car Payment

Deferred Payment: Car Loan Scam – How It Works Beware of one scary trick that some questionable car dealers pull occasionally: the Defer Car Payment Scam. Let’s see. You come across an advertisement that says the car dealership down the street has a “No payments for 12 months” promo. Your income is a little […]

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Note on the Back Window

How the scam works: As weird as this sounds, it's a scenario that actually happens in parking lots. Crooks target people with bags, purses or other valuables You go to your car and jump in, ready to drive off. You put your bag on the passenger seat and turn on the engine. Naturally, you take […]

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Open Intercom

Open Intercom Scam: How It Works You are ready to buy a car and schedule a visit to the dealership. You don’t buy a new car every week, so you decide it’s a good idea to bring along a friend who has auto experience. You ask them to give you a signal or intervene if […]

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Paid Upon Purchase

How the scam works: This is another common trick at the car dealership. The salesperson tells you he won’t get paid his commission if you don’t purchase the package that comes with the car (the add-ons). He is just trying to make you feel bad. Lots of people start feeling guilty and buy these add-ons that […]

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Parking on Private Lot

How the scam works: (with video below) You finally find a parking spot and are happy to see there is no signage indicating  'No Parking'. You visit a couple of shops, run a few errands and return to see somebody waiting for you. They say you're parked on their private property and have a wheel […]

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Phone Call While Negotiating

How the scam works: You are in a dealership and negotiate the price of a car with a salesperson. You really love the car and try to get off as much as possible. Suddenly, the agent's cell phone rings and it is clear that the caller is interested in exactly the same car. The agent talks […]

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