PIN Pad Cloned Debit Cards
How the scam works:
(with video below) The Cloned Debit Card scam has been marking an alarming growth lately. The crooks operating it are either employees at a store you usually shop at — as they work till– or just come into stores as 'customers' and stick a skimmer into the PIN pad while the teller is not paying attention. In the second scenario, they typically come in pairs, one distracting staff's attention while the other one is pulling the scam. How does the scam work?
Watch the video below to see in action PIN pad skimming caught on camera, as well as tips on how to avoid the scam:
There are two ways criminals clone your debit card:
1. They insert a thin card reader inside the device, under the keypad. You can't see it, so it's hard to avoid. The card reader looks like a film strip and records your pressed keys.
2. This one comes as a card reader as well, but is attached to the numbers pad. You can only see this one if you pay attention to the keypad, which is now a bit bigger than usual.
How to avoid the Cloned Debit Card scam:
Despite popular belief, criminals do not take the money from your account right away. Police reports indicate they usually leave a few months in between, just so you record hundreds of other transactions on your bank statement. This makes it almost impossible for investigators to track the exact store where your card was defrauded.
You can avoid this if you change your PIN number very often. It's inconvenient, but doesn't cost you anything. Better safe than sorry.
On the other hand, for the alternative scams, always cover your PIN number when you type it in, as well as check the PIN pad for any unusual attachments.
How to report the Cloned Debit Card scam:
Make your family and friends aware of this scam by sharing it on social media using the buttons provided. You can also officially report the scammers to the Federal Trade Commission using the link below:
How to protect yourself more:
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