How the scam works:
(with video below) The Cloned Debit Card scam has been marking an alarming growth lately. The crooks operating it are either employees at a store you usually shop at — as they work till– or just come into stores as 'customers' and stick a skimmer into the PIN pad while the teller is not paying attention. In the second scenario, they typically come in pairs, one distracting staff's attention while the other one is pulling the scam. How does the scam work?
Watch the video below to see in action PIN pad skimming caught on camera, as well as tips on how to avoid the scam:
Card Skimming Caught On Camera Video
There are two ways criminals clone your debit card:
1. They insert a thin card reader inside the device, under the keypad. You can't see it, so it's hard to avoid. The card reader looks like a film strip and records your pressed keys.
2. This one comes as a card reader as well, but is attached to the numbers pad. You can only see this one if you pay attention to the keypad, which is now a bit bigger than usual.
How to avoid the Cloned Debit Card scam:
Despite popular belief, criminals do not take the money from your account right away. Police reports indicate they usually leave a few months in between, just so you record hundreds of other transactions on your bank statement. This makes it almost impossible for investigators to track the exact store where your card was defrauded.
You can avoid this if you change your PIN number very often. It's inconvenient, but doesn't cost you anything. Better safe than sorry.
On the other hand, for the alternative scams, always cover your PIN number when you type it in, as well as check the PIN pad for any unusual attachments.
Here are three more variations of the bank card skimming scam: ATM Machine Skimming Scam, Replaced PIN Pad Scam, and the Stolen PIN With Infrared Camera Scam.
How to report the Cloned Debit Card scam:
Make your family and friends aware of this scam by sharing it on social media using the buttons provided. You can also officially report the scammers to the Federal Trade Commission using the link below:
How to protect yourself more:
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There is a spencer store near sector 8 , indiranagar , lucknow , uttar pradesh , india . Below the store there is a state bank atm . All the scams of atm are done by staff of spencer store .
I have had my card cloned and pin number taken. I rang up the NatWest Fraud Team who advised me that the only way the fraud could have happened is if I gave someone my card, or they took it and then put it back, and also told someone my pin, or wrote it down or left it laying about.
At the time of the conversation I was not aware of what could happen, but was very annoyed and distressed, especially when they asked me if I had a passport and driving licence!