Is gatewayfirst.com Legit?

Initially, the loan originator, Dani, was kind and friendly but it was just an act. In the end she rolled her eyes at questions and provided wrong or deceptive information. Hell, Dani is nothing but a producer no wonder she provides misleading facts. Also, the wrong dates and times for closing not once, but, twice. I get better help from the grocery store clerk.Dani did not even show up for the closing. I did not realize how bad the loan was until closing and she was not there. Only my Realtor and Sue from the title company were present. They tried to answer my questions but I did not realize the loan payment would not be recalculated by pre-paying the principle until closing. Actually, I don't recall seeing this particular term until the closing. Dani, my loan producer, previously screwed up my plans and I was in a desperate situation.Due to her terrible communication my moving plans were completely screwed up costing me frustration, time and money. I will not add up the cost for unnecessary hotel rooms and storage. I was moving from TX to NM, a mere 7 hour drive, and 400 miles with a cat and dog in a van. In the middle of HOT summer. Dani was well versed on my plans and situation. I assumed she would give a damn.Originally, my closing was set for a Tuesday and the Friday before I got notice the appraisal was complete. This notice said "you're ready to close". Thus, I rented a non-refundable motel and drove to Alamogordo NM with my belongings, cat and dog. However, unknown to me the closing was canceled before I left Texas.Eventually, Dani called with a new closing date and time. This time she got the time wrong it was 11am and not 2pm. Fortunately, my realtor called that morning and we happened to discuss the meeting time. Again, I almost missed the closing due to my loan producer. Moreover, she did not show and I was left questioning terms of the contract such as repayment penalties, etc.After Dani screws you get ready for Gateway. The terms of the loan are blatantly one-sided and designed to keep you in debt. For example, if you pay down the principal there will be no reduction in the monthly payment whatsoever and forever more. Gateway Mortgage insures there is NO_WAY_OUT of the loan.The goal of "Gateway" is to keep you under massive debt to service their needs with no way out and LOCK-THE-GATE to your future. They purposefully keep the up front cost low to roll everything into the final note that cannot be modified if you pay down the balance/principal. This type of predatory loan is handsome in the secondary markets. However, the closing costs are a major rip off nonetheless. Basically, you are walking into the Devils Den full of tricks.WARNING....the monthly payment will NOT EVER be recalculated if you pay down the principle. The reason? To make you a slave to Gateway.. I realized this too late and, Dani, my loan producer, was not present to assist me. Gateway does not make mistakes when it comes to their money. Unfortunately,mistakes and tricks for their gullible customers are acceptable.This review is purely based on my personal experience. These words are Constitutionally protected by the 1st amendment. Please avoid this predatory lender like the plague it is. Run fast and run hard. Don't look back. Be fing careful with Gateway Mortgage.Finally, Gateway will open the floodgate to financial ruin. That's all and nothing more. Gateway must be exposed as a pathetic predator with dismal customer service to boot. Nothing good will ever be achieved through Gateway Mortgage in Alamogordo NM. Thank you.

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Gateway Mortgage Group is a mortgage provider that’s available in select states across the nation. It offers a wide variety of mortgage types, and its Lock & Shop program lets you lock in your interest rates. It’s a division of Gateway First Bank, and its website includes some helpful resources and loan calculators.

We had a great experience working with Jamie Irby. Everything from swiftly obtaining a Pre-Approval letter to checking all the boxes on our mortgage loan. We appreciated Jamie's proactive approach and responsiveness, making the entire process very easy. His positive energy helped us through the ups and downs of a very challenging market. Happy to say that once we got the house we wanted, we were able to close on the purchase our house a week early. This is a testament to our real estate and mortgage company's ability to work together as a team in this very high paced and busy market.

Kerri Abshire herein Texas was professional and caring. She was with us from start to finish. She bent backwards for us answering all our questions. She was also available by cell phone day or night. She made the entire process go very smoothly unlike our last experience with a different company. Ms Abshire was very genuine.

Grant did an awesome job during the entire process. Anytime we had a question, he was available with a quick response. This was our first home purchase and everything went very smoothly. We highly recommend Grant Griggs and Gateway Mortgage!

Great Experience!We had refinanced before with another company and it was stressful and they never seemed to have all of the information they needed even after saying they did numerous times, so we were hesitant to try again even with money and year savings on the loan. My husband filled out a survey just to see what was out there and we got numerous calls from lenders who would not quit. Finally he spoke with Melonie at Gateway and we thought we'd give them a try. So glad we did!! Our experience was wonderful! We were even on vacation with not a lot of connectivity towards the end of the process and while we did have some forms to sign off on Melonie helped us do it the easiest way possible to get back to our vacation. In the end we got a great rate and were able to take 10 years off of our loan. Very happy we went with Gateway!

This bank has an awesome team and a dedicated staff. I am very impressed by their vision, hard work, outstanding performance, and wonderful team-mates.

Terry Ivins is great and he & Gateway have been so good over the years that we refinanced and chose a slightly higher rate to stay with Gateway. Highly recommend

Can't really complain. They have good customer service teams that really help you out.Better than the other mortgage brokers, let me tell you.

Working with Gateway Mortgage was a wonderful experience. I would highly recommend Kathy Rice. I cannot thank her enough for her diligent work.

This bank has an awesome team and a dedicated staff. I am very impressed by their vision, hard work, outstanding performance, and wonferful team-mates.

It was a pleasure working with Melony Hernandez. She was very professional and kept us up to date every step of the way. I highly recommend.

It was a pleasure working with Melony Hernandez.She was very professional and kept us up to date every step of the way. I highly recommend.

STAY AWAY FROM THIS FRAUDULENT COMPANY!!This company hires Micheal J Schroeder as their attorney to hide documents that you sign and state they don’t exist. Horrible horrible company. Their agents have ZERO idea what’s going on and don’t know how to process an application and will say things (and write them down in emails and paper trail) and state that the rate, wording, etc doesn’t exist.

Amazinf service!!!I got a really good offer and because of my good credit score i was appraised immediately

This was my first time to ever try to get a loan, I was really nervous. The one that helped me was very nice, understood me & explained everything to me. I am very thankful for the service that I received.

Many of users don’t have an experience but I gotta say I used them in the past for my home And they are great!

It was a pleasure working with Melony Hernandez and team.Thank you for all of your help. It was a very smooth process made even better with how easy it was to contact you.Thank you again.

I would like to invite everyone to trust this bank.They have great opportunities for beginners.