Is figure.com Legit?
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Website figure.com
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Industry/Niche
Loan
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Sector
FINANCIAL
*Suggest a new sector?
Is figure.com legit? It's likely. The figure.com website earned a medium authoritative trust score from our website Validator. We put to work 53 powerful factors to expose high-risk activity and see if figure.com is safe. Let's explore the website and its Loan industry through an in-depth review. You'll also learn how to detect and block scam websites and what you can do if you already lost your money.
The Scam Detector’s algorithm gives this business the following rank:
64.6/100
After you read why we deemed figure.com a low-risk site, please tell us how you came across this platform in the comments.
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What Is figure.com? Company Overview
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Domain Creation Date
Thursday 11th, January 1996 12:00 am
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Domain Blacklist Status
Not detected by any blacklist engine
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HTTPS Connection
Valid HTTPS Found
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Proximity to Suspicious Websites
11/100
figure.com
The figure.com's business is associated with a popular Loan industry, and we wanted to validate that connection. We extracted some content from the website to see what they say about themselves. Here's the conclusion:
See how a Home Equity Line of Credit with Figure can help you plan a home renovation project, consolidate high-interest debt, or fund your dream vacation!
We reveal more about figure.com below.
figure.com Technical Analysis
Key Facts
Domain age
29 years 2 months
Company Data
Organization
Figure Lending LLC
Owner
Figure Lending LLC
Address
650 S. Tryon Street, 8th Floor
State
North Carolina
Country
US
E-mail
[email protected]
Telephone
+1.6282365820
Website Data
Website
figure.com
SSL certificate valid
2025-06-15
SSL issuer
Let's Encrypt
WHOIS registration date
1996-01-11
WHOIS last update date
2018-11-02
WHOIS renew date
2028-01-10
Owner
Name
Figure Lending LLC
Organization
Figure Lending LLC
Street
650 S. Tryon Street, 8th Floor
State
North Carolina
Country
US
Telephone
+1.6282365820
Administrator
Technical Contact
Name
Figure Lending LLC
Organization
Figure Lending LLC
Street
650 S. Tryon Street, 8th Floor
State
North Carolina
Country
US
Telephone
+1.6282365820
Registrar
Name
GoDaddy.com, LLC
IANA ID
146
Register website
https://www.godaddy.com,http://www.godaddy.com
E-mail
[email protected]
Phone
+1.4806242505
Server Name
NS-CLOUD-C1.GOOGLEDOMAINS.COM
NS-CLOUD-C2.GOOGLEDOMAINS.COM
NS-CLOUD-C3.GOOGLEDOMAINS.COM
NS-CLOUD-C4.GOOGLEDOMAINS.COM
figure.com Review
The Scam Detector website Validator gives figure.com a medium-risk trust score on the platform: 64.6. It signals that the business is best defined by the following tags: Known. Vetted. Low Risk.. We are confident about our score as we also partner with other high-tech, fraud-prevention companies that found the same issues. So, why this score? We came up with the 64.6 score based on 53 aggregated factors relevant to figure.com's industry. The algorithm detected a slightly lower risk for activity related to phishing, spamming, and other factors, noted in the Known. Vetted. Low Risk. tags above. Long story short, we recommend staying vigilant and using common sense when engaging with this website. But let's explain in more detail.
Explaining Our Analytical Approach
We've displayed some important information within the Company Details section above, each deserving more explanation:
- Proximity to Suspicious Websites
- Threat Profile
- Phishing Profile
- Malware Score
- Spam Score
- Domain Blacklist Status
- HTTPS connection
- Domain Creation Date
While some are self-explanatory concerning figure.com, let's dive deeper into the remaining ones.
Proximity to Potentially Harmful Websites
This metric gauges the connection, scored on a scale of 1 to 100, between figure.com and websites marked as suspicious. Elevated scores point to a stronger link with these questionable online destinations. It's worth noting that website owners might not always be aware of their site's proximity to these dubious platforms or servers. However, a "Proximity to Suspicious Websites" score surpassing 80 strongly indicates a high-risk website, while a score below 30 signifies a less-threatening site.
Risk Factors: Threat, Phishing, Malware, and Spam
These indicators reveal the vulnerabilities and elements embedded within the HTML code of figure.com. They become especially pertinent if the website has received reports from internet users who've encountered unsolicited emails, ads, or messages related to the site. In the context of figure.com, our investigation continues working to pinpoint the specific category, but we welcome your insights in the comments below. A high Malware score generally implies the presence of suspicious code that might be unknowingly disseminated. Conversely, a high Spam score hints at a possibly spam-ridden email address associated with the business. Scores under 30 in both categories are reassuring, but any score surpassing this threshold should raise concerns. figure.com is likely a safe website, given all the risk factors and data numbers analyzed in this in-depth review. Share your experience in the comments.
Domain Blacklisting Status
This term indicates whether figure.com has landed on any online directories' blacklists and earned a suspicious tag.
Assessing HTTPS Connectivity
This section provides insight into whether figure.com boasts an 's' at the end of the 'HTTP' protocol listed in your browser's address bar. If the tab displays in green, consider it a positive sign.
Safe Check
We want our trust scores and reviews to be as accurate as possible so that you can protect yourself from online fraud. Our algorithm aggregates factors that efficiently analyze a company's website, in this case, figure.com.
Online Reviews of figure.com
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- Score: 4.5
Dislike how many hoops you have to jump through just get a loan. I understand proving that you are married, because you last name is different on your home when purchased, than the loan you are applying for. I provided more than enough, and the exact same information that my marriage license provided, and was STILL required to provide my marriage license. I mean do you need to know blood type and want my first born? You would absolutely give him back, he won't take y'alls crap either. I didnt need to go through this much BS when I purchased my home. I shouldn't have to go through this much for a loan. I absolutely appreciate the attorney that was provided for the closing. He rectified the problem with my name. I would like the overdraft fees y'all caused me to accrue as a result of you all taking YOUR precious time credited to my loan, bet I'll never see that. I'm glad this wasn't a life or death need. I will absolutely not recommend Figure to anyone.
This was quick and easy. Everyone I delt with was professional and nice. The rate and terms were perfect and it funded in less than 5 days. You're awesome!!! I am a little confused with the credit union membership part but that's OK.
I was trying for 3 months to get a 2nd loan on property, so much headache. I tried this one night after being frustrated and it was done in an hour. And funded about a week in total later. Saved my escrow!! Thank you!
The process was seamless with very good communication and response time. Each associate that I dealt with knew exactly where I was with the loan and could pick up where I left off with another associate. Thank you for your great service.
The customer service team made the process so much easier than I expected. Phone support was available within a few minutes when I called to get help regarding the online application. We also received the loan within a week.
Getting to know your website was difficult because going into my application, I wasn’t aware that I had a dashboard nor it’s useful importance. Perhaps a mini orientation would be helpful. The chat line was least helpful because the agent I was speaking to would cause a message to appear that announced the “chat had been terminated (or words to that effect. Thank you for choosing Figure. Have a wonderful day!” Today was a great example in that I received that message 3! separate times! Each time, any progress on my issue was ended and I had to start completely over with someone new with the same questions. At what point are the agents permitted to abruptly end the session? my frustration was over the top today, but last agent hung in there, used her critical thinking skills, and my issue was resolved. God bless her! You employ some very bright, professional individuals. I with I had all their names.!
Very responsive when I called, was able to speak to operators in the USA, no language barrier. Very easy and straight forward process which only took a few days.
I recently secured a HELOC thru Figure. Having raised over $20 million for real estate and tech ventures over the last 35 years I’ve experienced every roadblock you can imagine when financing through traditional banks. Figure.com is a refreshingly efficient change and makes conventional Bank Heloc financing obsolete. I had some Trust Language issues that drew out my processing time to 10 days but that compares to 2 months my local bank was taking. Figure is what the future of all home equity loan processing will look like.
This was such a pleasant experience from the beginning. Easy to apply with quick responses and excellent communication. Save yourself from the onslaught of offers with poor interest rates and start with Figure. You won’t be disappointed.
The process to apply for a HELOC Line of Credit was very straightforward. Everything was done online. All Questions were answered in a timely manner. All communications were handled through email. No waiting on hold to talk with someone. There were no surprises and the loan was completed very quickly.
Took too long to get the loan completed. Too many mistakes committed by Figure never talked to the same person when a phone call was made to company.
100% satisfied..after getting jerked around by banks,who kept moving the goal posts,and negatively affecting my credit score every time..Figure was a blessing..would recommend them to anyone..took my monthly payments from $3,200.00 down to $950.00 !! Looking forward to making my first payment ! Thank you.
I wanted to express my appreciation for your loan process. From application to funding, it was incredibly easy and fast, taking less than 10 days. I don't believe any bank or financial institution has been able to match that speed.What stood out the most was how most documentation and verifications were done online in a timely manner. I am very satisfied with your services and will definitely use them again in the future. I've already recommended you to a friend who is currently in the process of funding, and I will continue to recommend your services to others.
It was a simple process, all done online, the wholesale and direct system is kinda screwd I think ,wouldn't be the way I would do it, the only thing I have a problem with is the no business accounts when it comes to income verification. In the USA a single member LLC is a pass thru entity which means those single member LLC business accounts are also income ,they are for the irs, they should be here too but they are not, so you are basically taking away income from a single member LLC owner by not allowing those business accounts to be accessed for income verification
They processed my loan very quickly. And anytime I had a question they were quick to answer. Also very kind and courteous all the way through
The company works with you and explains the steps to get your money processed to your bank quickly.
Figure makes the process simple and easy. Banks make it difficult on obtaining a HELOC. Process took one week to process. With a bank would have taken a lot more time. From what I learned with their quick process is they know and understand a person that’s responsible and make their payments on time.I would recommend Figure to anyone that would qualify. Thanks Figure
The process of obtaining the loan was smooth and effortless. The technology uses by the company makes the loan application process easy and quick.
The professionalism and helpfulness of your staff was beyond reproach. For me, they made the process very easy. Thank you all!
Figure Financial gave a great impulse in my project. I’m very grateful for their support.I’ll suggest to include your requirement of the hazard insurance of the property in the application.
Is figure.com a Scam? Share Your Experience
How did you find this company/page? Online ads, suspicious Facebook advertisements, Instagram, email? You can help out many people today by commenting below.. Is figure.com a scam? If you interacted with this website, what score would you give it? Please share your experience below by leaving a review. Now, let's look at some powerful fraud prevention tips.
Top 5 Effective Ways To Spot a Scam Website [VIDEO]
There are many types of fake sites in the online world. We have some good news. Watch the video below to see the 5 effective ways you can spot a fraudulent website in 2024:
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How To Report FINANCIAL Scams: FTC
Do you want to know how to report figure.com or other online scammers?Contact the Federal Trade Commission and fill out the form. You can also write down the names of suspicious sites or individuals in the comments section below. You will help thousands of potential victims.
How To Recognize Red Flags Online
Last but not least, here is another must-watch video you don't want to miss:
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Did You Lose Money to Any Scams?
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FINANCIAL Fraud Related Articles
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Are You the Owner of figure.com?
If you own figure.com, we’d love to hear from you. If you'd like to challenge the trust score we’ve assigned, we’re happy to take a closer look. However, please be prepared to provide solid proof of your business's legitimacy. Introduce yourself with your name (not just "Admin").
When domain owners contact us to dispute their trust score, we kindly ask for the following:
* Business documentation that verifies your legitimacy (e.g., certificate of incorporation, business registration, or official records with the site or business name).
* Your personal LinkedIn profile and the business's social media accounts (e.g., Facebook).
* If available, proof of satisfied customers (e.g., screenshots, not just testimonials on your website), evidence of inventory, or records of handling order cancellations properly.
We’re more than willing to update your review based on the evidence you provide—the more proof, the higher your trust score. Please note, however, that we cannot verify non-operational websites or those redirected to other URLs. Additionally, we do not verify websites involved in high-risk financial services, gambling, adult content, or illegal activities.
Please send the following via email to [email protected].
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