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Is cashnetusa.com Legit?

Is cashnetusa.com safe? This website is secure, scoring one of the highest scores on our chart. We put to work 53 powerful factors to expose high-risk activity and see if cashnetusa.com is trustworthy. Let's look at it and its FINANCIAL industry through an in-depth review. You'll also learn how to detect and block scam websites and what you can do if you ever lose your money.

The Scam Detector’s algorithm gives this business the following rank:

91.5/100

After you read why we scored cashnetusa.com so high, please tell us how you came across this platform in the comments below.

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Trust index -

What Is cashnetusa.com? Company Overview

  • Domain Creation Date

    Thursday 22nd, January 2004 04:56 pm

  • Domain Blacklist Status

    Not detected by any blacklist engine

  • HTTPS Connection

    Valid HTTPS Found

  • Proximity to Suspicious Websites

    11/100

cashnetusa.com

The cashnetusa.com's business is associated with a popular FINANCIAL industry, and we determined the connection is valid. We extracted some content from the website to see what they say about themselves. Here's the conclusion:

At CashNetUSA, we consider your overall financial picture — not just your credit score. Our alternative credit check even makes it possible for those with less-than-perfect credit to be approved.*

Read our in-depth review of cashnetusa.com below.

cashnetusa.com Technical Analysis

Key Facts

Domain age
20 years 10 months

Company Data

Organization
Domains By Proxy, LLC

Owner
Registration Private

Address
DomainsByProxy.com, 100 S. Mill Ave, Suite 1600

State
Arizona

Country
US

E-mail
Select Contact Domain Holder link at https://www.godaddy.com/whois/results.aspx?domain=CASHNETUSA.COM

Telephone
+1.4806242599

Website Data

Website
cashnetusa.com

SSL certificate valid
2025-07-19

SSL issuer
GoDaddy.com, Inc.

WHOIS registration date
2004-01-22

WHOIS last update date
2023-11-14

WHOIS renew date
2025-01-22

Owner

Name
Registration Private

Organization
Domains By Proxy, LLC

Street
DomainsByProxy.com, 100 S. Mill Ave, Suite 1600

State
Arizona

Country
US

Telephone
+1.4806242599

Administrator

Technical Contact

Name
Registration Private

Organization
Domains By Proxy, LLC

Street
DomainsByProxy.com, 100 S. Mill Ave, Suite 1600

State
Arizona

Country
US

Telephone
+1.4806242599

Registrar

Name
GoDaddy.com, LLC

IANA ID
146

Register website
https://www.godaddy.com,http://www.godaddy.com

E-mail
[email protected]

Phone
+1.4806242505

Server Name

NS13.ULTRADNS2.COM

NS13.ULTRADNS2.ORG

PDNS102.ULTRADNS.BIZ

PDNS102.ULTRADNS.COM

PDNS102.ULTRADNS.NET

PDNS102.ULTRADNS.ORG

cashnetusa.com Review

The Scam Detector website Validator gives cashnetusa.com one of the higher trust scores on the platform: 91.5. It signals that the business is best defined by the following tags: Trustworthy. Quality. Safe.. We are confident about our score as we also partner with other high-tech, fraud-prevention companies that found the same results. So, why this high score? We came up with the 91.5 score based on 53 aggregated factors relevant to cashnetusa.com's industry. The algorithm detected no high-risk activity related to phishing, spamming, and other factors, as noted in the Trustworthy. Quality. Safe. tags above. Long story short, we deem this a secure website. But let's explain in more detail.

Explaining Our Analytical Approach

We've displayed some important information within the Company Details section above, each deserving more explanation:

  • Proximity to Suspicious Websites
  • Threat Profile
  • Phishing Profile
  • Malware Score
  • Spam Score
  • Domain Blacklist Status
  • HTTPS connection
  • Domain Creation Date

While some are self-explanatory concerning cashnetusa.com, let's look closer at the remaining ones.

Proximity to Potentially Harmful Websites

This metric gauges the connection, scored on a scale of 1 to 100, between cashnetusa.com and websites marked as suspicious. Elevated scores point to a stronger link with these questionable online destinations. It's worth noting that website owners might not always be aware of their site's proximity to these dubious platforms or servers. However, a "Proximity to Suspicious Websites" score surpassing 80 strongly indicates a high-risk website, while a score below 30 signifies a less-threatening site.

Risk Factors: Threat, Phishing, Malware, and Spam

These indicators reveal the vulnerabilities and elements embedded within the HTML code of cashnetusa.com. They become especially pertinent if the website has received reports from internet users who've encountered unsolicited emails, ads, or messages related to the site. In the context of cashnetusa.com, our investigation continues working to pinpoint the specific category, but we welcome your insights in the comments below. A high Malware score generally implies the presence of suspicious code that might be unknowingly disseminated. Conversely, a high Spam score hints at a possibly spam-ridden email address associated with the business. Scores under 30 in both categories are reassuring, but any score surpassing this threshold should raise concerns. cashnetusa.com is an authentic, safe website, given all the risk factors and data numbers analyzed in this in-depth review. Share your experience in the comments.

Domain Blacklisting Status

This term indicates whether cashnetusa.com has landed on any online directories' blacklists and earned a suspicious tag.

Assessing HTTPS Connectivity

This section provides insight into whether cashnetusa.com boasts an 's' at the end of the 'HTTP' protocol listed in your browser's address bar. If the tab displays in green, consider it a positive sign.

Safe Check

We want our trust scores and reviews to be as accurate as possible so that you can protect yourself from online fraud. Our algorithm aggregates factors that efficiently analyze a company's website, in this case, cashnetusa.com.

Online Reviews of cashnetusa.com

  • Trustpilot
  • Score: 4.7
I was a bit confused at the beginning of the process, it almost seemed too easy. I had to make two calls for clarification, and both times each lady was very kind, patient and helpful. The process was smooth as could be, just a little “buyers remorse” about the extremely high interest. It is what it is.
A friend had recommended them to me but the truth is I am disappointed with the service they have. To compensate, the customer service is terrible. I don't know where they got the idea that I have an account with Truit.And I even sent them my correct information about my bank, which is called Bank of America, and they never cared about anything. I don't recommend them, they're just wasting time.
I was in an urgent need for a little extra money. I had received a letter in the mail saying I pre-qualified for a loan through CashNetUSA. All I had to do was scan a QR code & it was smooth going and the money was in my account in less than 24 hours. It was a great experience.
I’ve only applied for a loan a couple of times in my lifetime (car loan, student loan) and this was the simplest experience. Applying for a loan was very convenient and the terms were clear and repayment is manageable.
Got eat cash and I have time to get life together before the 1st payment is due. Looks like I can pay off early without being penalized and there are not many extras fees.
I didn't think I was going to be approved but they deposited the money in my account the next day now I can catch up on bills and I didn't have to wait until pay day.
It was really fast and easy! I got approved for more than what I needed. If I do need more funds, I can always easily request it and it'll be in my account the same day if I request it before 1pm.
Very easy to work with, explains terms well, but most of all deposits funds on given dates, happy with their service:
The young lady who worked with me was so patient and kind and considerate. She went beyond her boundaries to make sure my needs were met. Young lady, I do appreciate you. Thank you for being so sweet and kind. We need more people like her.
Brad, it made the process easy and great people with excellent work and determination I found great folks God bless . Costner!
Was a very smooth process, couldn’t be happier & hope to do more business with charger amounts down the road
My experience was excellent! I had no problems getting the approval or the money I needed fast! I would recommend CashNetUSA to anyone who gets in a bind first!
My service was great the service rep guided me through the application step by step he was very kind
Thank u first of all because u were there want I needed help your employees were the best thank you again so very much for the help well needed God bless
The process was seamless. No long conversations to qualify. Everything was completely done online!
Customer service was excellent, and very helpful. That's why I've always gone back. When you pay back the loan early, you're not penalize at all. It actually helps.
Easy, fast except for this time needing by Saturday and having to wait until Monday. Otherwise great
Was fast and on time in the time of need thanks so much 🙏 cash net USA MAY U ALL AND FAMILY BE BLESSED 🙌 😇 🙏 THANKS AGAIN FOR YALL PROFESSIONALISM I HIGHLY RECOMMEND YALL 😊 THX
No long waits or hesitationAll I had to do was put my information in and I was approved right there. Money was an account the next day.
Helping me financially with my credit not being so good. I feel this will help me build back my credit
  • Sitejabber
  • Score: 1.1 stars

“I think they discriminate”

Well I never got a loan from them yet there holding the past over my head and I already have bad credit and I can't get a loan through them I do collect ssdi and my dad's survival benefits through social security I wish someone can give me a break I tried to get a loan through Mike's rent to own then they brought up cashnetusa then it blew it I don't understand people or businesses that discriminates or that's judgmental Products used:Trying to get a loan Service Value Quality

“Rape is legal”

I paid my loan off in full as all it did was bury me farther in a hole@ 299 % interest. It makes me feel so good to know that there are companies out there like yours just waiting to rape people of there $ in the most desperate of times. Hope every last employee & owner sleep well! Tip for consumers:Stay away . You have better interest with a loanshark!!!!!! I typed in promo code and they injected $500 into my account. I made (3) payments a month from $60-$90 each for 3-5 months and still owed $715 & some change when I paid in full. Products used:None I wanted Service Value Quality

“DO NOT WAIT IT OUT”

Please do not make a loan, specifically cash advance with Cashnet.com. Their customer service is great but terms misleading. As you make payments your loan will continue to increase. I've made my first few payments and my loan balance is higher than when I originally made it. Save yourself the problem, just wait it out.

“Do not use this loan service…”

I tried out this service because of one of my family members. Worst mistake I could have made. Yes they deposit the money in to your account fast either the same day or next day. The problem is they charge an interest fee everyday. So even if your making your payment on time or even over paying it's hard to even pay it off because of the interest fees that they charge. Which I didn't not no because I did it online. Talk to someone ask questions before signing up. I would not recommend this to anyone. Service Value Quality

“Approved but not funded.!”

I was approved for a loan on 6-22-23 and still haven't been funded.! When I call they say the money is processing but they are sending me emails that I owe them this Friday.! Why am I paying y'all if I haven't received my loan.? They don't fund the same business day.! Service Value Quality

“High interest on loans under $1,000”

I've gotten a couple loans from this company, but the interest is out of control, talk about ripping people off in the time of need. Say you borrow 800, get on a payment plan because let's face it this why you took out a loan, 11 months, by the time you've paid it off, you have paid over 1600 in interest. Completely taking advantage of people who really need help, especially now days times are really hard. Will not recommend this company too no one. I'm done being desperate & getting taken for a ride. Shame on you cash net, learned my lesson, got two jobs to survive instead of using someone to use me. Bye!

“DO NOT BORROW FROM CASHNET!”

I borrowed $950 and end up paying back almost $4,000 the interest rate is 300% and every day they add interest on your account so every month that you pay it's just a free payment that goes in their pocket until you're completely paid off because you have everyday interest do not borrow if you can help it. Products used:Money borrowed through CashNetUSA through $950 and pay back almost $4,000 Service

“Horrible”

Don't use Cash Net Usa unless you're ready to sell your soul. Payments are 200-300 a month. If i need a loan, what on gods green earth makes you think i can pay that? I've paid over $600 on it and it's now ABOVE what i got. Makes no sense. Tip for consumers:don’t do it Products used:a loan Service Value Quality

“PLZ STAY AWAY”

These ppl boy I tell you. Will not work with you. At all. They're built to break you down even further. You better be sure you have the money to pay them back ASAP. No matter how small the draw amount. I mean it's like financial rape. Please if you have no other option, and I totally get that, be sure that your income is sufficient enough to accept anything from them. Please. I starved myself many days and was nearly kicked out of my apartment a couple of times because of them. It's not worth it at all honestly. Go with a local payday loan instead. I'm begging you. Service Value Quality

“Cash net is fraud!”

I pay my balance off in full three days later they snatch $214 out of my account and would not let me close my account. I do not recommend ever ever ever using this service especially with a 250% interest rate. $1500 cost me $2500 in a month and a half. I recommend you taking them to court and see what your rights are.

“Don't make this mistake.”

If you're struggling with money, turn to somewhere else. You will struggle much more if you take this loan. It is an absolute scam, with interest so high, you'll never be able to pay it back. A person in need of financial help, will not do themselves any favors by taking this loan. Worse than loan sharks. Tip for consumers:Don’t turn to this company for financial help! Products used:Loan Service Value Quality

“ITS NOT WORTH IT DONT DO IT!”

Y'all please don't use them for a loan, I borrowed right in the middle of the pandemic (700.00). I started paying it, but it wasn't going down, turns out they were adding daily interest, without me knowing and it wasn't disclosed to me, ( I would have never agreed to this and said just forget it) because that's crazy and deceitful of them. And now people are calling years later with threats of a "forceful recovery " and sending text messages about a missed payment. And that my bank blocked them from getting a payment I never agreed to. It's starting to make me mad honestly. What are y'all doing about these phone calls and threats? Are you paying them?

“Allow others to use stolen identity for loans.”

This sham of a company allowed someone to use my stolen social security number and birthdate to take out a loan in my name. A fake driver's license was used so proper identity was never verified. Further, I have my credit tagged for fraud alert with credit bureaus and this failed to stop this theft. Now Cashnet.usa is harassing me and threatening my good credit standing. This company should be avoided at all cost.

“Thieves”

I borrowed money from this company not knowing the extreme charges that they did not disclose. I have them paid back $200 over what I've borrowed and I will not complete the loan for another six months they're right down thieves taking advantage of hard-working people they should be ashamed of themselves. Tip for consumers:Avoid at all cost!!!! Service Value Quality

“SCAM!”

How do these people sleep at night knowing they are robbing people who are at their lowest!? Taking food out of toddlers mouths!? People getting a loan are obviously struggling and you want to make your customer who took out a $500 loan and paid it off, but then told you that you still owed another $800! At that time I lost my job and they were no help whatsoever. Now they are saying my balance is $2,700! Karma is a &$&$H!

“You will Never pay them back no matter how much you pay! Rip off”

I am in Virginia I was loaned $2000. 00 from cashnetusa! I paid the between 11/6-12/31 $2360. 32 and they say I still owe $ 947.00 left how is that possible 500%interest total rip off! I think I will fight this one in court! Service Value Quality

“Never doing that again”

I took out a loan for 600 and it ended up being 1400 bucks I had to pay back. I'm still paying for it. I can't wait to be done these fees are kicking my butt. I paid the 600 back a long time ago and still have 3 more payments to go. I swear I'm never taking a loan EVER again. I don't care what's going on. The interests they charge is highway robbery. Unreal.

“Horrible Greedy Company”

This company used to be good, I've used them for 10+ years but not any more! They don't care about their customers, not even a teeny tiny bit, wait that's not true they do care about their customers money and finding all ways they can to take it from them instead of help them. They are overly greedy and are literally abandoning all of their loyal long term customers to make more money. At least sell the business and start one doing something different instead of ruining it. Do not use this company EVER, they are now AWFUL and untrustworthy and they will make you regret it. Shame on you Cashnetusa. Tip for consumers:Just don't. Use a different company instead. Products used:Pay day loan Service Value Quality

“Scam”

This place must be located right next to hell because I can not believe what a scam it is. I did receive my requested money very quickly however when I checked my payment schedule I was going to be making payments 3 times a month. What kind of $#*! is that. I immediately gave there money back to them but had to pay 425 dollars extra and I did not have the money for more than a week. Scam scam scam Tip for consumers:Do not Products used:Credit loan Service Value Quality

“DO NOT GET THIS LOAN”

I got a $340 Loan in June made payments and than took out $600 loan in July. I tried to paid loan off in August they charged me an extra $500 to pay loan off… I repeat do not get this loan it's not worth the risk… now I'm down $500 dollars and even after I paid the pay off the amount. They said I still owe them $21. What you see is what I paid. My loan was only for $950 you do the math. Oh and this doesn't show the other payment I've made that total to a $500 fee.

“Poor service”

Applied today said I was approved cool then they asked for more documents just bank statement and I'd. That's when everything went down hit they asked me to send them the documents to support email. I sent this email 7 times and they continue to say they haven't got it yet. Complete waste of time Tip for consumers:Wouldn't bother they will just keep saying they aren't getting documents Products used:None Service Value Quality

“Closed account -Harassment”

I had an account over 8 years ago that was paid and closed with the help of a debit consolidation company. Hundreds of emails back and forth proof it was closed. And here we are over 8 years later I'm getting nasty emails that I owe them. They have even sent me loan offers after the account was closed. We are now past the statue of limitations for Kansas. Banks keep statements for 7 years so we are past that. I've asked for in writing documentation of such account from open to close and all correspondence between CashNet, myself and Global Holdings through the years. They never did. They seem to every few years randomly send me a threatening email and are now saying they turned me into a collection agency. Yet every so often I get a loan offer from them. Worst company ever to deal with. HATE them Thanks Jennifer-KS Service Value Quality

“Terrible don't do it”

If I could give this place negative star review I would! I borrowed a $1,000 loan in a desperate need time. And I ended up having to pay $2,573.36! That is $1,573.36 over paid of the $1,000 that I had borrowed! I don't even understand how this is even legal. Do not no matter what use this company to borrow money go to your local loan companies over this place. I will be deleting the app and never again using it. That would be my best advice to anyone. Service Value Quality

“Don't Get it if you can't pay it back right away!”

I used Cashnet for a super urgent emergency. I got my cash fast. I was able to pay it off fast and avoid any extra interest. Do not get this loan if you are living pay check to check. Its will eat you up and spit you out. It did what i needed it to do. Tip for consumers:Do not get this if you live pay check to pay check. Products used:Loan Service Value Quality

“Cashnet saved me”

I see so many people complaining. I didn't have a bad experience. I knew this loam couldn't be ran like a normal loan. I only borrowed what I needed and plan on paying it all off soon as I got paid. You can't stretch it out and pay monthly because interest incur daily. Understand what you get before accepting. Read

Is cashnetusa.com a Scam? Share Your Experience

How did you find this company/page? Online ads, suspicious Facebook advertisements, Instagram, email? You can help out many people today by commenting below.. Is cashnetusa.com a scam? If you interacted with this website, what score would you give it? Please share your experience below by leaving a review. Now, let's look at some powerful fraud prevention tips.

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Are You the Owner of cashnetusa.com?

If you own cashnetusa.com, we’d love to hear from you. If you'd like to challenge the trust score we’ve assigned, we’re happy to take a closer look. However, please be prepared to provide solid proof of your business's legitimacy. Introduce yourself with your name (not just "Admin").

When domain owners contact us to dispute their trust score, we kindly ask for the following:

* Business documentation that verifies your legitimacy (e.g., certificate of incorporation, business registration, or official records with the site or business name).

* Your personal LinkedIn profile and the business's social media accounts (e.g., Facebook).

* If available, proof of satisfied customers (e.g., screenshots, not just testimonials on your website), evidence of inventory, or records of handling order cancellations properly.

We’re more than willing to update your review based on the evidence you provide—the more proof, the higher your trust score. Please note, however, that we cannot verify non-operational websites or those redirected to other URLs. Additionally, we do not verify websites involved in high-risk financial services, gambling, adult content, or illegal activities.

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