Is aspire.com Legit?

Got a second card with them. They messed up on the card and it does not show up despite them charging me for the card. Highly incompetent. I would not do business with these guys.

Shame more people don't check ratings before signing up. Got an account with them over 2021. Always low balance under $300. On-time payments, the whole jazz after stupidly paying their robbery $100 signon fee. Then out of the blue they closed it without warning, claiming past-due, late payments, which was an utter lie. BS'ing on Experian etc. that I was a bad debt, when the balance was nearly paid off. They should be accountable and shut down for deception. Which thankfully a few have done, filing suits against them (two already won!)

I canceled a payment. They reversed it, but still submitted it to my bank. And charged me a $30 fee for it not being there! 😆 Don't get this card. What is the point in offering the option to cancel a payment if they're still going to draft your account?

On May 23rd I called in as stated in my last review and cancelled the card due to the fees. Then on May 28th I called in again because I was charged the "Annual fee" to have the card and was told I could reactivate the card, I would just have to wait until the next billing cycle to use the card for purchases. So I wait. Well, today I make another early payment as usual and notice that the card is still inactive. I call in again and am told that my card was closed systematically because I never agreed to the terms. The supervisor pulled up the last notes and says I see you did agree to the terms on the 28th of May, but there is nothing I can do because the account was closed on June 7th. I hope they fire the employee who lied to me and said my card would be reactivated. I do not recommend getting this card since they cant seem to get there stuff together.

So got this card when my credit wasn't so hot. It was fine until I tried to cancel it. The fees become unacceptable with a $10 monthly maintenance fee on top of the annual fee. No way to cancel online. Long term consequences for accepting this card. Immoral company as far as I'm concerned. Not recommended for Seniors who are not tech savvy as they only communicate via the app, email.

Scammer and a spammer, asked time after time to have my details removed but they email me 3 times a day trying to get me to sign up to their card. Why can't authorities take action against companies like this just read their other reviews

ASPIRE IS A SCAM!! After having this card for over a year they out of nowhere started charging me extra $5 month for what they call “MAINTENANCE FEE” They said I signed a agreement in my application that I agree with their terms and conditions. I now have to pay high interest, I also have to pay additional $5. If I close my account my credit score goes down.

Using dark web affiliation to cyber harasse people with their scamming offers.We've reported them the affiliate link but they continue working with this hacker (I guess he's bringing them too many victims).Please ban this hacker if you want to become one day a respected company and not a scam for ever

THE CARD WAS EASY TO GET BUT THEY CHARGE A MONTHLY FEE I TRYED TO CLOSE THE CARD AND THOUGHT I DID BUT THEY KEEP CHARGING ME A MONTHLY FEE. I HAD MY BANK DO A CHARGE BACKFOR THE UNAUTHERISED FEE, S THEN THEY REPORTED MY ACCOUNT DELINQUENT TO THE CREDIT BUREAU, S MAY BE I CAN SUE THEM

Having had the TBOM Aspire card for two years with no issues, I received an email concerning an important Notice of Change to my account. I admit that I often fail to read these but this time I did. Now my "no cost / no fees" account will be assessed a monthly maintenance fee of $5 per month (albeit small, it is still a $60 a year fee). This card has my lowest credit limit of over ten cards (many over $15,000) so I do not need it; however, dropping a card with a two-year history will indeed affect my credit score for an unknown period. When I immediately called, expecting to be transferred to a retention specialist, I was simply told that by not accepting their updated terms, my card would be cancelled immediately. So much for valuing their "good" customers (my current score is well over 750 with all of the three bureaus). Please consider twice before accepting the Aspire card's new terms...

This company is a financial predator. Payments made on your account AFTER 5 pm on the due date is considered late and is assessed a late fee of $ 29.00. This is the only credit card company out of 8 cards in my wallet that rape customers this way. And then you technically have a late payment on your account. I paid on the due date at 5:15 this month after getting home from work a few minutes late. I was charged a 29.00 fee. I called them up told them to shove their credit card right up their corporate ass. Better lose a few points off my FICO score, than continuing to be raped monthly by this predator financial institution.

Aspire lured me in offering a credit card with no annual fees or any other fees for just having the card. Then, when I had the card for almost a year, I received a letter from them informing me that they would start charging me a "monthly maintenance fee." The fee is $5 a month, but that adds up to $60 a year--all for just having the card. I tried to cancel my account, but the person or bot on the chat made it very difficult and told me that I would still have to pay the new fee until my balance was paid off. This company is basically a white-collar scam. They are getting rich from this shady practice, preying on ordinary people who have to watch every dime. Imagine how much they are raking in stealing $5 a month from thousands of people.

I've been trying for 2 months to get my account straight. They messed up a payment the end of December, said that the bank returned it. Bank says I have never had anything returned on my account. Two months later and they still won't remove fees for their mistake. I made a payment the end of January to catch up their mistake, minus fees, and for February. Using the same bank info as the one they claimed returned. They applied it to the fees only and now say that I am two months behind in payments, and surprise more fees for being late. 🤯

This company(Aspire) is a fraud; they posted a charge on my account for $1,344.03 and claimed it was from Alternative Airlines (I have never used this company). I reported it as fraud immediately while the transaction was still pending. They not only approved it, but they, are also refusing to investigate and won't remove the charge from my bill.I have try contacting Alternative Airline and this is was the told me: Good day,Thank you for your email,I have spoken with our accounts team, and if you have a payment dispute, your bank will need to investigate the transaction. LeilaCustomer Service Executive Alternative AirlinesThis is what Aspire post on my bill:TRANS DATE POST DATE DESCRIPTION OF TRANSACTION AMOUNT08/10/22 08/10/22 ALTERNATIVE AIRLINES 18883750094 DE $1,344.03

I opened an account with Aspire after I got bad marks on my credit from the government shutting down my business for a year during Covid. They promised a credit line increase after six months. I never received that. I paid my card on time and in full for over a year and they refused to raise my credit limit. I would stay away from Aspire if you are someone who intends to do all the right things associated with a credit card. I believe they like people who miss payments or have late payment so they can make extra money on penalties and fees. I was a perfect customer and when I told them I would close my credit line if I didn't get an increase, they couldn't close it fast enough. It was FU and bye. They could not have cared less. At lease I'm comfortable in the fact that they will no longer receive any revenue from my account. SAY NO TO ASPIRE if you really aspire to be better with your credit.

This credit card company is SCUM ! I had this card for over one year, used it sparingly however because I "DID NOT" max the card out on a monthly basis they decided to downgrade my credit line. I have over $100K in my credit line and over 740 plus FICO. (Buyer Beware !!) Run from this card......

It’s no wonder why they only have a 3 star review. I’m surprised it’s not 1 star. I have applied 5 times in 3 years and have NEVER been approved. Such a lie. The ONLY good thing is that it is not an inquiry in the credit report. Save time and do NOT apply.

Received the credit card$99 monthly feeThey wanted to sell me somethingTook 25 minutes of me talking with someone and did not activate the cardThe card still doesn’t work, but they have my $75

AVOID THEM!!Make a report to the web address written on my user name so as to regain

I’m glad I’m getting this chance to get approved for a credit card