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Avoid Identity Theft with Advanced Tactics

Every Time You Stop For Gas, Use an ATM, or Eat at a Restaurant Your Information is Vulnerable

The internet has made many things easier. You can shop for a variety of items without ever leaving your house and talk to friends and family around the globe. For the most part, the internet brings many conveniences to our everyday lives. It also makes things more convenient for thieves, however. Even if you are not online, your debit or credit card is electronically processed.

Every time you stop for gas, use an ATM, or eat at a restaurant your information is vulnerable. There are several precautions you can take to keep this from happening. One option is a monitoring service. This allows you to receive immediate notice if fraudulent activity is detected.

 

Credit

It is advisable to monitor your credit score and activity on a regular basis. There are many free apps that allow you to do this. They may not be completely accurate, as they are not run by the credit bureaus, but they can give you an idea of what is going on. An identity protection service uses a credit monitoring service along with other monitoring tactics to track activity related to your name, personal information, and financial specifics.

identity theft

 

Your credit score is not the only thing that changes when someone steals your identity. The names and address associated with your credit may change too. This is a detail that many people do not think to look for. All aspects of your credit information must be monitored.

 

Bank Activity

When you use a credit or debit card, your information can easily be stolen. Dishonest people work around the clock to steal credit card numbers and bank account information. Every time you make a purchase online you run the risk of your information being stolen. When a thief gets your credit card number, they may use it several times before you notice. Most of us do not check our bank accounts or credit card balances several times a day. You may not see the balance dropping unless you are signed up for monitoring and notifications.

 

Imposters

It is bad enough that people steal information you put into the computer. Some people take identity theft a step further and try to contact potential victims. This is called phishing. The individual composes an email or text with a link for you to click on. They try to impersonate a person or business that you are familiar with. The text then asks you to click on the link and enter your personal information. This is when the thief gets what they want.

An email may come to you with the logo of a place you often shop online. The email may state that your information needs to be updated. When you click on the link to update your credit card number or bank account information, however, the account numbers go to the thief instead. Never click on links from emails. Always go to the official, secure website or call customer service to verify.

Identity theft is something that is sure to continue for a long time. You can do almost anything from online. You can order clothe, groceries, and pet supplies. There is very little that you must do at a local retail store. Even at the physical store location, however, your information is still at risk. Take precautions to keep your computer protected, check ATM's for tampering, and sign up for a monitoring service.

 

How To Report Fraudulent Activities

Make your family and friends aware of this article by sharing it on social media using the buttons provided. You can also officially report the scammers to the Federal Trade Commission using the link below:

Report To The FTC Here




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