The coronavirus disease has ravaged the world and is threatening to tear down everything. There have been 72,600 deaths recorded worldwide until today and governments and agencies have made serious efforts to bring it to an end.
While the world is yet hopeful for the eradication of this outbreak soon, notable policies to keep citizens capable of taking care of themselves have been implemented. These policies have been put in place to alleviate the demerits caused by COVID-19. As expected, they help to make the crisis easier to manage.
Governments around the world have swung into action offering grants and financial assistance to families in distress. Good examples of such support are the state, federal and provincial stimulus packages, varying from place to place in the United States, Canada, Australia and the United Kingdom. In this article, we will offer a comprehensive list with government grants for individuals and official pages referring to how to get the financial support in all four regions above - or, whatever is about to happen in that direction. See the list later in this material, so you can avoid the fake government grant offers.
However, there are complications.
As the grants seem to draw closer attention, there seems to be an impending problem for citizens: the fake support pages and economic stimulus announcements. Criminals took advantage of these initiatives to rip people of their hard-earned money. Let's take a look at some scam examples before getting into the real, official announcements. Here they are:
The first type of Government Grant scam comes as a text message on your phone or a social media post, whether you live in the US, Canada, Australia or the UK. It states that you have qualified to earn money to help you stay at home with your family during this crisis. With all the news you've heard around about the Federal Stimulus Package, it may be easier to fall for the trick than you thought.
As soon as you click on the link, you will be redirected to a website that would be requesting your personal information and bank details. The scammer will ask for these details under the guise that they are trying to verify your identity and process the amount for your grant. Make no mistake as this is false and the real reason is to rip you off your money and personal information. The Government doesn't offer money via calls or text messages.
The messages usually contain malicious links, as you can see in the image below: "URGENT: UKGOV has issued a payment of 558 GBP to all residents as part of its promise to battle COVID19". Or, in a different variant, "as part of the NHS promise to battle the COVID-19 virus, HMRC has issued a payment of £258 as a goodwill payment. Follow the link to apply [suspicious link]".
In the United States, the link would direct citizens to a bogus government agency named U.S. Emergency Grants Federation. On their website, they would request for your social security number under the guise of determining the amount of grant that you're eligible for.
In other variations, easier to detect, the website may claim that you are able to get extra money -- sometimes they promise you thousands of dollars -- or that you can get your funds instantly. They would request that you share more personal information and pay a fee to handle the transaction.
It's best that you ignore any of such messages or don't click on the link at all. If you'll be offered a grant by the government it would be done through the proper channels offered below. Also, take note that government authorities would not ask for your details or a processing fee. Rather, they have all of your details already and would be able to handle any such transaction themselves.
That being said, Scam Detector has been spending a lot of hours in the last week to collect all the official information for you, trying to debunk fake stories and protect everyone from financial fraud and identity theft. Or, in case you want to see if you can qualify for state, federal or provincial assistance - check out the list below. Just keep in mind that not all of them have grants to offer (at least fior now, keep an eye on them), but also critical information regarding financial assitance of some sort. Most of the organizations below have other links included, which could take you to the next step.
You can also contribute with links too, as we keep this article updated daily.
General national links:
Coronavirus Response Act HERE
General Information of Grants and Loans HERE
Small Business Guidance and Loan Resources HERE
Alabama Government Support HERE
Alabama Public Resources HERE
Alaska Government Support HERE
Alaska Economic Stabilization Plan HERE
Arizona Government Support HERE
Arizona Financial Support HERE
Arkansas Support and Resources HERE
Little Rock Emergency Relief Fund HERE
California Government Support HERE
California Employment Development Department HERE
Colorado Government Support HERE
Colorado Department of Public Health and Environment Information HERE
Connecticut Government Support HERE
Delaware Government Support HERE
Small Business Support HERE
Food Bank Support HERE
Florida Government Support HERE
Orange County Emergency Information HERE
Goergia Government Support HERE
Small Business Support HERE
Hawaii Government Support HERE
Daily Updates HERE
Idaho Government Support HERE
Department of Health and Welfare Updates HERE
Illinois Government Support HERE
Economic Assistance HERE
Resources for Businesses, Consumers and Employees HERE
Indiana Government Support HERE
Workforce Development Information HERE
Iowa Government Support HERE
Kansas Government Support HERE
Kentucky Government Support HERE
Lexington Response and Resources HERE
Louisiana Government Support HERE
Department of Health Update HERE
Government Support HERE
Maryland Governor's Latest Information HERE
Maryland Financial Incentives HERE
Maryland Layoff Aversion Fund HERE
Maryland Business Response HERE
Massachusetts Government Support HERE
Massachusetts Financial Resources and Guidance HERE
Michigan Department of Health and Human Services HERE
Michigan Strategic Fund Support HERE
Michigan Unemployment Benefits HERE
Minnesota Department of Human Services HERE
Minnesota List of Temporary Waivers and Modifications HERE
Mississippi State Department of Health HERE
Mississippi City of Jackson Resources HERE
Missouri Department of Social Services Family Support HERE
Missouri Government Emergency Resource Guide HERE
Montana Governor' Official Response HERE
Montana Office of Public Instruction HERE
Nebraska Official Updates HERE
Nebraska Economic Assistance HERE
Nevada Government Information HERE
Nevada Government Updates HERE
Nevada Grants Management Unite HERE
Nevada Department of Health and Human Services Programs HERE
New Hampshire Government Updates HERE
New Hampshire Business Finance Authority Loans HERE
State of New Jersey Official Updates HERE
New Jersey Financial Assistance Available HERE
New Jersey Financial Relief For Businesses HERE
New Jersey Jobs and Hiring Portal HERE
New Mexico Government Support HERE
New York Full List of Resources Page HERE
New York Financial Assistance for Businesses HERE
Other Resources HERE
North Carolina Low-Income Services HERE
North Carolina Unemployment Insurance Changes HERE https://des.nc.gov/need-help/covid-19-information
North Dakota Tax Guidance HERE
North Dakota Student Loan Relief Program HERE
Greater North Dakota Chamber Updates HERE
Ohio Economic Support HERE
Ohio Pay Benefits for Reduced Work Hours HERE
Ohio Utility Assistance HERE
Oklahoma Resources and Guidance HERE
Oregon Government Updates HERE
Portland Water Bureau Financial Assistance HERE
Portland General Electric Payment Extension HERE
Pennsylvania Government Information HERE
Pennsylvania Financial Assistance for Small Businesses HERE
Rhode Island Government Updates HERE
Rhode Island Department of Health Updates HERE
Soouth Carolina Updates HERE
South Dakota List of Resources HERE
South Dakota Loan Fund Program Access HERE
Tennessee Office of the Governor Information HERE
Tennessee Financial Aid Available HERE
Texas Support and Guidance HERE
Texas Economic Development Updates HERE
Austin Updates HERE
Gainesville Resources HERE
State of Utah Updates HERE
Business Survival Tips HERE
Vermont State Updates HERE
Vermont Guidance for Businesses HERE
Virginia Official State Updates HERE
Washington Official State Information HERE
Washington Governor's Resource List HERE
West Virginia Updates and Information HERE
Wisconsin Official Support and Updates HERE
Wisconsin Financial Support HERE
Wyoming Department of Health Update HERE
Wyoming Support for Small Businesses Information HERE
Canada's Economic Response Plan for COVID-19 HERE
CRA Defer Tax Payments HERE
Mortgage Deferrals Info HERE
Industry Mobilization HERE
Watch the video below to see the annuncement of the Canada's Emergency Response Benefit:
Government 5B Relief Plan Info HERE
British Columbia Provincial Support HERE
Watch the video below with the announcement of the $5 billion economic stimulus package in British Columbia - and how they are allocated:
Alberta Resources and Financial Support HERE
How to Apply for the Emergency COVID-19 Benefit HERE
Health Budget Increase News HERE
Student Loan Suspension Information HERE
Saskatchewan Government's Official Updates HERE
Saskatchewan Financial Support Info HERE
Saskatchewan Business Support HERE
Saskatchewan Financial Support Plan for Employees and Employers HERE
Manitoba Government's General Information on COVID-19 HERE
Manitoba Financial Assistance HERE
Ontario Financial Information Info HERE
Ontario Health and Wellness Info HERE
Ontario Statement on Economy HERE
Quebec Temporary Aid for Workers Program HERE
Quebec Student Loan Debt Repayment Suspension HERE
New Brunswick Government Support HERE
Nova Scotia Government Support HERE
Prince Edward Island Government Support HERE
Newfoundland and Labrador Government Support HERE
YukonGovernment Support HERE
Northwest Territories Government Support HERE
Nunavut Government Support HERE
General Information on the Coronavirus situation HERE
News and Communications Update HERE
COVID-19 Guidance HERE
Guidance on Business Support Grant Funding HERE
Australian Economic Stimulus Package HERE
Government Support HERE
Jobs Support Loans HERE
Victoria Government Support HERE
Victoria Business Support and Resources HERE
Victoria Payroll Tax Refund Info HERE
Tasmania Government Support HERE
Tasmania Support and Stimulus Packages HERE
Tasmania Response Measures HERE
Government Support HERE
Financial Support for Small Businesses HERE
Western Australia Government Support HERE
Western Australia Financial Support Info HERE
South Australia Government Support HERE
South Australia Business Information and Support HERE
South Australia Department of Human Services Information HERE
South Australia Economic Response Package Informtion HERE
All the links above are real and you can trust them. Most state governments end in .gov. However, keep in mind that for other random 'offers' you don't have to pay any fees to get the government grant. What looks too good to be true, it probably is.
Why would you need to pay the government to get a grant from them? When you have to pay for a "free" government grant, then it's not exactly worth it. Any authentic government agency would never request for a processing fee.
On the other hand, be on the search for look-alikes. Don't just assume that they are legitimate agencies in this modern era filled with scammers. When you're offered a loan, try to do your own research. Check to see if such a government agency like that even exists in any reliable search engine. Get the contact info of the government agency in question. Then, place a call to them and try to confirm that whoever has called you is from a legitimate source.
Never assume social media offers are coming from a real Facebook friend, even if the information has been sent from a profile that belongs to an acquaintance on your list. It could still easily be a scam, as criminals can easily hack Facebook accounts or any other social media platforms. If you get a suspicious offer from someone claiming to be your friend, call them to verify. It could save you from a lot of financial trouble.
Let your family and friends know about this article by sharing it on social media using the buttons provided. You can also officially report the scammers and any other suspicious COVID-19-related activity to the Federal Trade Commission using the link below:
If you want to be the first to find out the most notorious scams every week, feel free to subscribe to the Scam Detector newsletter here. You'll receive periodic emails - we promise not to spam. Meanwhile, educate yourself with some other fraud-related articles right under this paragraph, so you can protect yourself in many other aspects and niches. Last but not least, use the Comments section below to expose other scammers.
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Scam Detector recently partnered with Travel by Dart, an inspirational web-series where two friends blindfoldedly throw a dart at the world map and travel wherever it lands, with the purpose of helping the land or the people. Click HERE or on the image below to watch the trailer of the series!