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Post Card for Seniors


Final Expense Insurance Scam: How It Works

(with video below) The Funeral Insurance or Final Expense Insurance scam comes in your mailbox. It is a fake burial insurance for seniors program, "approved" by the Government. In this article you'll learn how the scam works and how to report it. Let's dive into the fake Senior Final Expense Life Insurance Program.

Questionable final expense life insurance companies design and send post cards to neighborhoods populated by the elderly. The card informs the recipient that "an approved senior final expense program is now available, to help pay for the senior's final expenses." (aka funeral).

The card also mentions that the program could get the qualifying seniors up to $15,000! Indeed, the call-to-action is at the bottom of the card, stating: "It is your legal right as a taxpayer to receive all the information available to you. You must complete this request form within 5 days." Seniors fall for this and are required to pay not only a "small" application fee, but also to give all their personal information.


Watch How The Final Expense Program Letters Look Like:

Watch the video below to see what thousands of seniors are reporting to us - did you receive any of these envelopes?



Final Expense Life Insurance Companies Fraud: How To Avoid

Don't get us wrong, there are legitimate services out there (insurance agents) that provide the senior final expense life insurance program, but this refers only to the scammers who impersonate those real organizations. Tell your elders to let you know whenever they get such things in the mail. Also, to be aware of other scams that target them, such as as the Free Health Screening.

Take a closer look at the names used, research, and determine if the mail comes from legitimate services or bogus ones. Better safe than sorry. The funeral insurance or final expense insurance program it is certainly a controversial topic.

senior final expense life insurance program

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The scam has been reported to make victims in the following cities: Houston, Los Angeles, Atlanta, San Antonio, Chicago, Birmingham, Philadelphia, North Highlands, Pheonix, Dallas, Seattle, Honolulu, Racine, Orlando, Minneapolis, Jacksonville, Denver, Holley, New York, Mesa, Indianapolis, Nashville, Greensboro, Oklahoma City, Wichita, Erie, Vancouver, Virginia Beach, Jackson, Newark, Cincinnati, Detroit, Tampa, Manchester, Malden, Roanoke Rapids, Aurora, Franklin, Muscle Shoals, Lutz, Lebanon, Wylie, Carolina Forest, Lompoc, Winter Haven, Tampa, Newport and Cheyenne.

On the other hand, stay safe from the hideous fraudulent practices targeting seniors by avoiding the following scams as well: Medical Alert Systems Reviews,  Medical Coverage And Benefits ScamFake Life AlertHospital Lien Scam, Free Medical Bracelets, Gold IRA Companies and the Coronavirus Mask


Senior Final Expense Life Insurance Program Scam: How To Report

Make your family and friends aware of the Senior Final Expense Life Insurance Scam by sharing it on social media using the buttons provided. You can officially report the questionable 'final expense' life insurance companies to the Federal Trade Commission using the link below:

Report To The FTC Here


How To Protect Yourself More:

If you want to be the first to find out the most notorious scams every week, feel free to subscribe to the Scam Detector newsletter here. You'll receive periodical emails and we promise not to spam. Last but not least, use the Comments section below to expose other scammers.


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Educate yourself with the videos below:


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3. The Nigerian Scam [Docu-Drama]

This movie shows how a victim lost over $30,000 to an intricate scheme which is still around years later.

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