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Car Accident Compensation Claim Scam


Car Accident Compensation Claim Scam: How It Works

(with videos below) There are many types of insurance claims when it comes to accidents or other kind of personal injury. The number of crooks is constantly growing, deceptive practices being done from staged accidents to insurance money. A car accident compensation claim is a serious action, so looking for injury claim lawyers could have a double edge sword for everyone. Not to mention that you have to go to the tough war with your insurance company when something unexpected happens.

Here are four common fraud examples of accident injury compensation claims:


Scenario 1: Swoop and Squat 

Watch the video below to see in action the Swoop and Squat scam:

'Swoop and Squat' Scam Video


This variation is mostly known as the "Swoop and Squat" case. A car ('the scoop') purposely speeds up and cuts you off by a few inches and stop. Since you are unable to stop in time, you rear-end the scammer's car. Before you even realize it, three or four people come out of the 'swoop' car, claiming some sort of injury and proceed with making an car accident injury claim. You are out of luck. You will need a good car accident attorney.

This scam has a long history. There is said that in the 80's immigrant people of Hispanic background were recruited to be part of the scam, as claimers. However, it is stated as a fact that the 'Swoop and squat' scam went wrong numerous times, taking lives of innocent people.


Scenario 2: Insurance 

Watch the video below to see in action this scam caught on camera:

Accident Injury Compensation Claims Caught on Camera Video


As you drive into a busy intersection or street with merging traffic lanes where you might not have the right to be the first, the scammer might invite you to do it anyway. As you think 'what a nice guy', he/she hits you on purpose. The crook will claim that he/she was supposed to get in first and fill the insurance papers with confidence. Several injury claim lawyers have this case on their desks everyday, as it seems to happen very often nowadays.

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Scenario 3: Tow Truck Referrer

This typically occurs when real accidents happen. Some tow truck drivers take commissions from certain auto body shops or even doctors, chiropractors, or physiotherapists to 'highly recommend' them on spot to the victims of the accident. These, in turn, will submit fraudulent claims on the victim's behalf or deceive the victim into undergoing unnecessary treatments or lawsuits.

As the victims are still in shock and the tow truck drivers have some sort of authority, the recommendations are always followed by visits to the places 'suggested'.

Some shady mechanics will charge you and arm and a leg for a job that should probably cost you not even half - so guess what? The tow truck driver's commission comes from your pocket.

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Scenario 4: Sideswipe

It could happen in a dual lane turn, where people typically cut a little bit inside, driving over the line. Scammers target cars that slightly come into their lane and hit them instantly. As they claim innocence, they also submit personal injury claims to companies. This intentional collision is also known as the 'Sideswipe'. Needless to say, road accident claims occur all the time, but be very careful how you drive your car at all times.

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How To Avoid The Car Accident Compensation Claim Scams:

There are ways to avoid all of the examples above. Always keep enough distance from the driver in front of you. Or the one beside you. Drive slower in intersections and always stay in your lane, especially in the dual lane turns. Respect the traffic rules, let the ones who should go first go.

In the case of a real accident, use your cell phone to take a lot of pictures of the other car, to make sure the damage matches the story the scammer put on his/her insurance claim. Last but not least, when it comes to recommendations of mechanics or doctors, always rely on trustworthy people you know. Injury claim lawyers are very expensive, so every car accident compensation claim might take you to the cleaners, although you may not be at fault. Be careful how you drive.

car accident compensation claims


How To Report The Car Accident Compensation Claim Scams:

Make your family and friends aware of this scam by sharing it on social media using the buttons provided. You can also officially report the scammers to the Federal Trade Commission using the link below:

Report To The FTC Here


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