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Medical Coverage and Benefits

How the Medical Coverage Scam Works:

(with video below) Many people are bombarded nowadays with phone calls claiming to be from local medical centers. The scammers pretend to either confirm the continuation of “annual coverage” with the senior, ask the patient to make a payment that didn’t go through a previous time, or to let them know about a new mandatory prescription that the elderly need to get.

In all cases, the scammers exploit the health concerns of the victims and ask for confirmation of their Medicare number and their credit card details. How do all these scam work, in detail?

Watch the video below to see in action seven scams against seniors, exposed:

Most Notorious Scams Against Seniors Video

In one variation of the scam, seniors are receiving calls from a phony representative from “AD Medical Advisors” who tries to sell them a prescription drug discount plan or advises them of a problem with their Medicare program. The crook then asks for a bank account number and withdraws $300.

In a different variation of the coverage scam, criminals call seniors claiming to be government officials. They seek personal information in order to process government benefits and use the enactment of the Affordable Care Act to collect names, addresses and bank account numbers from unsuspecting victims.

The above-mentioned scam occurs anytime there’s a significant change in a government policy, or when a relevant topic to this subject is featured in the news. Then it's easy for scammers to use people’s uncertainty and try to get them to reveal personal information.

In this particular case, the scammer claims the government is preparing to issue national medical cards under the Affordable Care Act and asks the victims for verification of their personal information.

Last but not least, watch out for the Medical Alert Device scam, as well as the Fake Life Alert, both operating the same way. 

 

How to Avoid the Medical Coverage Scam:

Warn your parents and grandparents of this in advance and advise them to tell the callers they’ll call them back. That way they can ring off straight away. Also, don't forget to register your or their phone number with the National Do-Not-Call registry at (888) 382-1222.

 

How to Report the Medical Coverage Scam:

Make your family and friends aware of this scam by sharing it on social media using the buttons provided. You can also officially report the scammers to the Federal Trade Commission using the link below:

Report To The FTC Here

 

How to Protect Yourself More:

If you want to be the first to find out the most notorious scams every week, feel free to subscribe to the Scam Detector newsletter here. You'll receive periodical emails and we promise not to spam. Last but not least, use the Comments section below to expose other scammers.




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